Dog Allergy Shots Cost: What Humans Pay for Dog SCIT
Allergy shots for humans sensitized to dogs cost $1,850–$4,500 in Year 1 without insurance (Medicare-allowed CPT 95117: $11.97; commercial: $15–$18; cash retail: $40–$200 per visit per CY 2025 PFS, FR Doc 2024-25382). About 16.5% of dog-sensitized adults monosensitized to Can f 5 may avoid SCIT by adopting a female dog. Curex's at-home allergy shots offer an at-home alternative at a flat $129/month with no HOPD facility-fee risk.
Plus the commute, copays, and facility fees that swing with your plan and state.
No copays, no facility fees, no commute. HSA/FSA eligible · cancel anytime.
The real CPT codes — what your allergist actually charges.
No competitor shows you this. Every shot visit triggers 1–3 CPT codes. Knowing them lets you audit your bill, negotiate cash pay, and verify what insurance covers.
Ranges reflect median commercial allowed amounts (CMS Physician Fee Schedule, MGMA Cost Survey). Your actual amount depends on your plan's in-network rates and deductible status.
Forget decoding CPT codes — Curex is one flat $129/month.
No 95115, 95117, or 95165 line items to reconcile. One membership covers your serum, dosing, and allergist oversight.
How Curex worksThe real cost in two phases — most articles miss the spike.
Allergy shots split into a costly build-up (6–12 months of frequent visits) and a cheaper maintenance phase. Lumping them gives misleading 'per-month' figures.
No front-loaded build-up bill — the rate never changes.
Conventional shots spike in year one during build-up. With Curex you pay the same $129 every month, build-up or maintenance.
How Curex worksThe hidden costs disappear when you dose at home.
No commute, no missed work, no parking — your weekly injection takes minutes in your own kitchen.
How Curex worksCoverage by major plan — searchable, with copays.
Most articles say 'it depends on your plan.' We list the actual coverage policy for each major carrier.
No prior auth, no claims, no EOBs to chase.
Curex isn't billed through insurance — so there's nothing to pre-authorize and no surprise denials. Just $129/mo, HSA/FSA eligible.
How Curex worksAllergy shot cost in all 50 states — searchable, sortable.
Cost-of-living and local provider density both shift the price. We pulled medians from CMS/MGMA + commercial payer data.
New York NY | $140 | $2,300 | 141 |
Alaska AK | $128 | $2,200 | 130 |
District of Columbia DC | $128 | $2,100 | 138 |
Hawaii HI | $120 | $1,950 | 125 |
Massachusetts MA | $118 | $1,950 | 131 |
California CA | $115 | $1,900 | 141 |
Connecticut CT | $113 | $1,850 | 120 |
New Jersey NJ | $110 | $1,800 | 117 |
Maryland MD | $103 | $1,700 | 118 |
Washington WA | $100 | $1,650 | 112 |
Colorado CO | $98 | $1,600 | 109 |
Florida FL | $98 | $1,600 | 104 |
Minnesota MN | $98 | $1,600 | 108 |
Oregon OR | $98 | $1,600 | 110 |
Rhode Island RI | $98 | $1,600 | 112 |
Virginia VA | $98 | $1,600 | 108 |
Illinois IL | $95 | $1,550 | 108 |
Pennsylvania PA | $93 | $1,525 | 105 |
Delaware DE | $93 | $1,500 | 106 |
Arizona AZ | $83 | $1,450 | 103 |
Georgia GA | $90 | $1,450 | 97 |
New Hampshire NH | $88 | $1,450 | 106 |
Texas TX | $88 | $1,450 | 99 |
North Carolina NC | $88 | $1,425 | 98 |
Maine ME | $83 | $1,400 | 101 |
Nevada NV | $85 | $1,375 | 100 |
South Carolina SC | $84 | $1,375 | 96 |
Tennessee TN | $84 | $1,375 | 95 |
Louisiana LA | $84 | $1,350 | 95 |
Ohio OH | $83 | $1,350 | 96 |
Vermont VT | $83 | $1,350 | 100 |
Wisconsin WI | $83 | $1,350 | 96 |
Utah UT | $81 | $1,325 | 97 |
Alabama AL | $76 | $1,300 | 88 |
Idaho ID | $78 | $1,300 | 95 |
Kentucky KY | $80 | $1,300 | 92 |
Michigan MI | $80 | $1,300 | 95 |
Missouri MO | $79 | $1,300 | 92 |
Nebraska NE | $80 | $1,300 | 93 |
North Dakota ND | $79 | $1,300 | 93 |
South Dakota SD | $80 | $1,300 | 93 |
New Mexico NM | $78 | $1,275 | 96 |
Arkansas AR | $73 | $1,250 | 90 |
Indiana IN | $79 | $1,250 | 93 |
Montana MT | $74 | $1,225 | 96 |
Wyoming WY | $74 | $1,225 | 96 |
Iowa IA | $73 | $1,200 | 91 |
Kansas KS | $73 | $1,200 | 89 |
Oklahoma OK | $73 | $1,200 | 89 |
Mississippi MS | $69 | $1,150 | 84 |
West Virginia WV | $68 | $1,125 | 86 |
Your ZIP code doesn't change the price.
Clinic costs swing by hundreds of dollars across states and facilities. Curex is the same flat $129/month everywhere we operate.
How Curex worksWhat patients actually paid — de-identified EOBs.
Every other article quotes ranges. We show you the real explanation-of-benefits documents — what was billed, what insurance paid, what the patient owed.
EOB image redacted
40-allergen environmental panel including pet dander at a hospital-owned allergy clinic in Minneapolis, 2024. The facility fee layered onto the standard professional fee drove the bill to $24,400 total — while nearby freestanding clinics quoted $800–$1,827 for the same panel. Dog-allergic patients tested against Can f 1, Can f 5, dust mite, and mold panels face the same HOPD multiplication risk. Kaitlin Johnson owed $5,400+ before M Health Fairview waived the balance after PBS NewsHour Weekend coverage ('Why patients are getting hit with surprise hospital fees for routine medical care,' 2024).
- Billed by provider
- $24,400
- Paid by insurance
- $19,000
- Patient owed
- $5,400
EOB image redacted
Maintenance visit for a Florida Original Medicare beneficiary in 2024 with annual deductible already met. CPT 95117 (one injection) plus a new 10-dose vial (CPT 95165 × 10) billed at $310 total. Medicare's allowed amounts per the ACAAI 2025 Final RVU schedule: 95117 = $12.32 and 95165 = $14.65 × 10 doses = $146.50. This is the ground-floor cost for an Original Medicare patient on dog SCIT — representative case anchored to CMS PFS national amounts per ACAAI 2025 Final RVUs.
- Billed by provider
- $310
- Paid by insurance
- $127
- Patient owed
- $32
EOB image redacted
Maintenance visit at an Ohio freestanding allergist office for a patient on a standard BCBS PPO with a $20 specialist copay and deductible already met. CPT 95117 only (vial carried forward). BCBS's PayerPrice national average allowed for 95117 is $16.69. Once the deductible is satisfied, allergy-shot visits feel more like a primary-care visit than a high-cost procedure. Representative case anchored to PayerPrice BCBS national average and Stachler AAOA 2020 $20 typical specialist copay benchmark.
- Billed by provider
- $185
- Paid by insurance
- $69
- Patient owed
- $20
Allergy immunotherapy, built for home — one flat $129/month.
Curex brings the proven science of allergy shots into your home and wraps it in one predictable membership. No per-visit billing to decode, no facility fees, no surprise statements — you know exactly what you pay before you start.
Billed monthly · HSA/FSA eligible · cancel anytime
- Personalized serum compounded to USP <797> sterile standards
- Weekly subcutaneous injection you give yourself at home
- Your first injection and every dose change supervised live over video
- Board-certified allergist oversight by telehealth
- A prescribed epinephrine auto-injector confirmed on hand before your first dose
- 1A board-certified allergist designs your plan
You complete testing, then an allergist builds your personalized immunotherapy prescription — the same subcutaneous immunotherapy (SCIT) science used in clinics for decades.
- 2Your first injection is supervised live over video
You give your first dose at home on a live video visit, and every time your dose steps up it is re-supervised — so you are never escalating alone.
- 3You continue weekly at home
Serum arrives on a schedule, you self-inject on your own time, and your allergist keeps oversight by telehealth. No commute, no waiting room.
Before your first dose, Curex confirms you have a prescribed epinephrine auto-injector on hand. Doses escalate gradually, week by week, with a board-certified allergist overseeing your progress throughout.
Same proven science — a very different bill.
Conventional clinic shots and Curex are both subcutaneous immunotherapy. The difference is where you do it, how you pay, and what it costs you in time and surprises.
Honest take: if you have a generous PPO that covers immunotherapy in full after a low deductible, a clinic can cost less per year than $129/month. Curex's edge is predictability, zero commute, and no facility-fee surprises — not a guaranteed lower sticker price.
What a clinic actually costs you — then compare flat $129/mo.
Adjust your insurance plan, distance to clinic, and time off work. We model the full 3-year clinic out-of-pocket — visits, copays, travel, and time — against Curex's flat monthly rate.
Your real clinic cost vs. flat $129/mo
Based on real CPT 95115 / 95117 / 95165 billing data, not generic price ranges.
- Medical & insurance
- $4,065
- Time at clinic (122 hr)
- $3,050
- Travel & gas
- $307
- Membership ($129/mo)
- $4,644
- Clinic time (at home)
- $0
- Travel & gas
- $0
Time at clinic valued at $25/hr opportunity cost (national median wage). Direct medical costs from CMS Physician Fee Schedule + commercial payer data. Travel at $0.21/mi (gas + wear).
Frequently asked questions
Are these allergy shots for my dog's allergies or for my allergy to dogs?
This page covers allergy shots (subcutaneous immunotherapy, or SCIT) given to HUMANS who are allergic to dogs — meaning your immune system produces IgE antibodies against dog proteins such as Can f 1 or Can f 5. This is entirely different from CYTOPOINT (lokivetmab), Apoquel (oclacitinib), or veterinary allergen-specific immunotherapy injected into the dog to treat the dog's own atopic dermatitis. Those products are prescribed by veterinarians for canine skin disease and are billed to pet insurance or paid out of pocket as a pet expense — typically $40–$80 per CYTOPOINT dose monthly. If you have arrived here looking for information about treating your dog's allergy, you are in the wrong place. For HUMAN dog-allergy shots, continue reading.
How much do dog allergy shots cost without insurance?
Without insurance at a freestanding allergist office, a typical maintenance visit (CPT 95117) runs $40–$200 billed, with cash retail averages of $85–$100 per visit in most US states per Fair Health and Sidecar Health benchmarks. Year 1 cash cost including skin testing and vial preparation is $1,850–$4,500 nationally; Year 2+ maintenance runs $700–$1,900/year. High-cost states like California, New York, and Massachusetts can push Year 1 cash costs to $4,500–$6,800. At a hospital outpatient department (HOPD), all of these figures can multiply 4–40× — the documented HOPD worst case for a 40-allergen panel is $24,400 at M Health Fairview Minneapolis (PBS NewsHour Weekend, 2024). Always ask your practice whether they are provider-based before scheduling.
What is Can f 5 and why might it eliminate my need for allergy shots?
Can f 5 is prostatic kallikrein, a protein produced exclusively in the prostate glands of intact male dogs — not in females or neutered males. Approximately 16.5% of dog-sensitized adults are monosensitized to Can f 5 alone (Ozuygur Ermis et al., Allergy 2023). In a randomized double-blind placebo-controlled challenge by Schoos et al. (JACI Pract 2020), all 7 Can f 5-monosensitized children tolerated female dog extract with no reaction. This means a patient who tests positive for dog allergy but is found — via component-resolved IgE testing — to react only to Can f 5 can potentially resolve their symptoms entirely by adopting a female or neutered male dog, rather than committing to a 3–5 year SCIT protocol costing $3,200–$10,000. Component testing is the prerequisite workup before starting dog SCIT.
Do hypoallergenic dog breeds reduce allergy shot cost?
No. The hypoallergenic breed claim is not supported by peer-reviewed evidence and should not be used to predict SCIT cost savings. Vredegoor et al. (JACI 2012;130[4]:904-9) tested 196 dogs across 11 breeds and found that so-called hypoallergenic breeds — including Labradoodles, Poodles, and Spanish Waterdogs — had significantly HIGHER Can f 1 levels in home dust (geometric mean 2.26 μg/g vs 0.77 μg/g in non-hypoallergenic breeds, P<0.001). Nicholas et al. (Am J Rhinol Allergy 2011) confirmed that detectable Can f 1 was present in 94% of homes regardless of breed. Switching to a Labradoodle will not reduce your allergen burden or eliminate the need for SCIT. The only meaningful breed/sex consideration is Can f 5 monosensitization, where adopting a female or neutered dog may be curative.
Why does dog SCIT cost the same per dose as cat SCIT on the Medicare fee schedule?
CPT codes are procedure-based, not allergen-specific — Medicare's 2025 allowed amounts of $11.97 for CPT 95117 (injection) and $13.91/dose for CPT 95165 (vial preparation) apply equally whether the antigen is dog, cat, grass, or dust mite. However, the clinical value delivered per dollar differs significantly. Cat-hair and cat-pelt extracts are FDA-standardized at 10,000 BAU/mL (the only mammalian allergens with FDA standardization), meaning each dose provides a predictable allergen load. Dog extracts are PNU-based (Greer, ALK-Abelló, Hollister-Stier) with significant lot-to-lot variability and no FDA standardization. A 2016 systematic review in Annals of Allergy, Asthma and Immunology of 17 dog SCIT trials concluded results showed 'poor and conflicting results of clinical efficacy, attributed to poor-quality extracts.' Same CPT, different evidence base.
Does Medicare cover dog allergy shots?
Yes. Medicare Part B covers subcutaneous allergen immunotherapy (SCIT) for medically necessary allergic conditions including dog sensitization. The 2025 Medicare Part B deductible is $257 ($283 in 2026 per CMS announcement November 14, 2025). After the deductible, Medicare pays 80% of the allowed amount and the patient owes 20% coinsurance — approximately $2.39 per maintenance visit for CPT 95117 alone, or about $31.76 when a 10-dose vial preparation is included. A Medigap supplemental policy eliminates the 20% coinsurance entirely. Medicare does not cover sublingual immunotherapy (drops), only injectable SCIT. There are no network restrictions under Original Medicare, though clinical necessity documentation must be maintained per CMS LCD L36240.
What is an HOPD facility fee and how does it affect dog allergy shot cost?
A hospital outpatient department (HOPD) is an allergy practice that has been acquired by or classified as part of a hospital system. Patients treated at an HOPD receive two separate bills: the professional fee (billed under the Medicare Physician Fee Schedule) and a facility fee (billed under the hospital Outpatient Prospective Payment System). The facility fee is not capped by the contracted professional rate and can multiply the total bill dramatically. The clearest documented example: Kaitlin Johnson's 40-allergen skin-test panel at M Health Fairview in Minneapolis (an HOPD) was billed $24,400 in 2024 — while nearby freestanding clinics quoted $800–$1,827 for the same panel (PBS NewsHour Weekend, 2024). Before scheduling at any allergist office, ask the billing department: 'Is this practice classified as a provider-based facility or a hospital outpatient department?' and request the expected facility fee in writing.
How much does Year 1 of dog allergy shots cost with a high-deductible health plan?
Year 1 with an HDHP is typically the most expensive year. Before the deductible is met, the patient owes the full contractually allowed amount on every claim. A standard 40-allergen skin-test visit (CPT 95004 × 40 plus an E/M code) carries an allowed amount of approximately $400–$1,200 depending on plan — all of which applies to the deductible. The first vial preparation (CPT 95165 × 10 doses at commercial allowed ~$30–$50/dose) can run $300–$600 before the deductible is reached. Once the deductible is met, the patient's exposure drops to 10–20% coinsurance per visit. For HDHP enrollees, Stachler et al. (AAOA, Dec 2, 2020) projected a minimum $3,120 out-of-pocket across 3 years at $20/visit weekly. Starting SCIT deliberately in January — so deductible burn happens early in the calendar year — can meaningfully reduce Year 1 out-of-pocket cost.
Board-certified allergist and Chief Medical Officer at Curex. 15+ years treating allergic rhinitis, asthma, and pet-sensitized patients with both clinic SCIT and at-home allergy shot protocols.
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Read moreSkip the surprise bills. Pay one flat rate.
Curex's flat $129/month covers your end-to-end immunotherapy — board-certified allergist design, serum compounded to USP <797> sterile standards, and weekly at-home dosing. No copays, no facility fees, no HOPD surprises. HSA/FSA eligible.
$129/mo flat · No facility fees · HSA/FSA eligible · Cancel anytime
This content is for informational purposes only and does not constitute medical, financial, or insurance advice. Cost figures are estimates based on public CMS/MGMA data and commercial payer ranges; actual prices vary by plan, region, and provider. Always verify coverage with your insurer and consult a qualified healthcare provider. Content reviewed by board-certified allergists at Curex.