Does Blue Cross Blue Shield of Massachusetts Cover Tirzepatide (Mounjaro)

Discover if Blue Cross Blue Shield of Massachusetts covers Tirzepatide, ways to secure coverage, costs without insurance, and FAQs for Mounjaro users.
Curex allergy drops unboxing
“Curex is changing the landscape of allergies in 2024”
man opening Curex packaging
man opening Curex packaging

 

Coverage for Tirzepatide (Mounjaro)

 

  • Blue Cross Blue Shield of Massachusetts may cover Tirzepatide (Mounjaro) for certain conditions such as Type 2 Diabetes.
  •  

  • Coverage depends on meeting specific medical criteria, which typically include having a prescription from a healthcare provider.

 

Basic Rules and Criteria

 

  • Patients often must have a documented history of inadequate response to other diabetes medications before being approved for Tirzepatide (Mounjaro).
  •  

  • Pre-authorization is usually required, meaning your healthcare provider must justify the medical need for Tirzepatide to the insurance company.
  •  

  • Check with Blue Cross Blue Shield directly or consult your plan documents for detailed coverage rules and any potential out-of-pocket costs.

 

Want to try immunotherapy?

Start with Curex

Covered

Uncovered

Treat your allergies with Curex - $49  $9.99

Review your allergy test results with a Curex allergist.

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

How to Get Tirzepatide (Mounjaro) Coverage with Blue Cross Blue Shield of Massachusetts

 

Check Your Coverage Plan

 

  • Reach out to Blue Cross Blue Shield of Massachusetts (BCBSMA) directly by calling the customer service number on your insurance card.
  • Ask for a detailed summary of your current prescription drug coverage.
  • Inquire specifically about coverage for Tirzepatide (Mounjaro) and whether it falls under your existing plan’s formulary.

 

Consult with Your Healthcare Provider

 

  • Schedule an appointment with your healthcare provider to discuss your eligibility for Tirzepatide treatment.
  • Request a professional assessment to determine the medical necessity for the medication according to BCBSMA’s coverage criteria.
  • Have your healthcare provider write a prescription and provide any necessary supporting documentation for insurance purposes.

 

Prepare Necessary Documentation

 

  • Collect all relevant medical records, including your doctor's prescription, to support your request for coverage.
  • Consider obtaining a letter of medical necessity from your healthcare provider detailing why Tirzepatide is essential for your treatment.

 

Submit a Prior Authorization Request

 

  • Work with your healthcare provider to submit a prior authorization request to BCBSMA.
  • Ensure all supporting documents, including medical records and a letter of necessity, accompany your request.
  • Follow up with BCBSMA to confirm receipt and processing of your prior authorization request.

 

Appeal Denials if Necessary

 

  • If your initial request is denied, review the denial letter carefully to understand the reasons for denial.
  • Prepare an appeal by gathering additional documentation or information that addresses the reasons for denial provided by BCBSMA.
  • Submit the appeal within the specified timeframe and provide any supplementary evidence needed to strengthen your case.
  • Consider consulting with your healthcare provider to provide further justification or supporting statements for your appeal.

 

Explore Financial Assistance Programs

 

  • Inquire about any financial assistance programs that might be available through BCBSMA or third-party organizations.
  • Check if the pharmaceutical company offers any patient assistance programs or rebates for Tirzepatide.
  • Research state or federal programs that may help subsidize medication costs if needed.

 

Regularly Review Your Insurance Policy

 

  • Stay informed about any changes to your BCBSMA policy, especially concerning prescription drug coverage updates.
  • Regularly verify whether Tirzepatide continues to be covered under your plan each year.

 

Curex allergy drops unboxing

We love helping people!

Allie, Nevada

five stars

"I have two cats I can finally cuddle!"

Cat and dog allergies

Zachary, Texas

five stars

“I can breathe through my nose for the first time in like 20 years!"

dust allergy
mold allergy

Dust and mold allergies

Erika, New York

five stars

“I've noticed less sneezing and shortness of breath.”

tree allergy
grass allergy

Tree and grass allergies

Richard, Texas

five stars


I love the convenience!

tree allergy

Tree and cat allergies

We Treat Food, Indoor & Outdoor Allergies

tree allergy
Tree Pollens
maple leaf icon
Weed Pollens
Cat Allergies
Dog Allergies
insect icon
Dust Mites
mold allergy
Molds
Food Allergies
 curex user showing allergy treatment kita patient showing allergy treatment boxa male patient showing allergy drops vial
50,000+ users have overcome their allergies
Am I eligible?

Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
male medical practitioner smiling

Treatment prescribed
by clinician

1
right line icon
Curex packaging

Clinicaly made allergen extracts are customized for your allergies

2
right line icon
insect icon
grass icon
man opening Curex packaging

Your immune system gets desensitized to allergens, giving you long-term relief.

3

FAQs

Does Blue Cross Blue Shield of Massachusetts Cover Tirzepatide (Mounjaro)

Discover if Blue Cross Blue Shield of Massachusetts covers Tirzepatide, ways to secure coverage, costs without insurance, and FAQs for Mounjaro users.
Curex allergy drops unboxing

Is Tirzepatide (Mounjaro) Covered by Blue Cross Blue Shield of Massachusetts

 

Coverage for Tirzepatide (Mounjaro)

 

  • Blue Cross Blue Shield of Massachusetts may cover Tirzepatide (Mounjaro) for certain conditions such as Type 2 Diabetes.
  •  

  • Coverage depends on meeting specific medical criteria, which typically include having a prescription from a healthcare provider.

 

Basic Rules and Criteria

 

  • Patients often must have a documented history of inadequate response to other diabetes medications before being approved for Tirzepatide (Mounjaro).
  •  

  • Pre-authorization is usually required, meaning your healthcare provider must justify the medical need for Tirzepatide to the insurance company.
  •  

  • Check with Blue Cross Blue Shield directly or consult your plan documents for detailed coverage rules and any potential out-of-pocket costs.

 

A weight management program tailored to you

Start with Curex

Blue Cross Blue Shield of Massachusetts's Approved Criteria for Tirzepatide (Mounjaro) Coverage

 

Criteria for Coverage of Tirzepatide (Mounjaro)

 

  • Tirzepatide is approved for coverage in adult patients with type 2 diabetes mellitus as an adjunct to diet and exercise to improve glycemic control.
  •  

  • The patient must have demonstrated inadequate glycemic control on at least one other antidiabetic medication regimen, such as metformin, sulfonylureas, or thiazolidinediones.
  •  

  • Covered for individuals with a body mass index (BMI) of 30 kg/m² or greater, or a BMI of 27 kg/m² or greater with at least one weight-related comorbidity (e.g., hypertension, dyslipidemia).
  •  

  • The prescribing healthcare provider is required to evaluate and document any history of cardiovascular disease, as Tirzepatide is to be used with caution in patients with a history of cardiovascular issues.
  •  

  • Continuation of therapy requires documentation of positive clinical response, such as a meaningful reduction in HbA1c levels or weight loss.
  •  

  • The request for coverage must include evidence that the patient receives ongoing dietary and lifestyle modification support, under the guidance of a healthcare professional.
  •  

  • Prior authorization is required, and the patient's health records must include comprehensive details of the prescribed treatment regimen and past treatment responses.
  •  

  • The patient must not have a history of pancreatitis or medullary thyroid carcinoma, conditions where Tirzepatide is contraindicated.

 

Why Blue Cross Blue Shield of Massachusetts Might Deny Tirzepatide (Mounjaro) Coverage

 

Reasons for Denial of Tirzepatide (Mounjaro) Coverage

 

  • **Non-Approved Uses**: Blue Cross Blue Shield of Massachusetts may deny coverage if Tirzepatide (Mounjaro) is prescribed for a condition other than the FDA-approved uses for type 2 diabetes management.
  •  

  • **Off-Label Prescriptions**: If Tirzepatide is prescribed off-label for weight loss without a diabetes diagnosis, it might not be covered by Blue Cross Blue Shield of Massachusetts.
  •  

  • **Lack of Prior Authorization**: The insurance plan may require prior authorization before medication can be approved for coverage. If prior authorization isn’t obtained, the coverage may be denied.
  •  

  • **Failure to Meet Medical Policy Criteria**: Coverage might be denied if the patient does not meet specific medical policy criteria set by Blue Cross Blue Shield of Massachusetts, such as demonstrating previous unsuccessful diabetes management with more conventional therapies.
  •  

  • **Policy Exclusions**: If the insurance plan specifically excludes coverage for certain classes of drugs or this drug in particular, Tirzepatide may not be covered.
  •  

  • **Experimental or Investigational Designation**: If Tirzepatide is deemed experimental or investigational for the patient’s condition, coverage may be denied based on Blue Cross Blue Shield of Massachusetts's policy.
  •  

  • **Non-Compliance with Treatment Guidelines**: If prescribed outside of recommended treatment guidelines or in cases where alternative treatments should be prioritized, the medication might not be covered.

Together with our partners we have changed the lives of over 300,000 patients.

How Much Does Tirzepatide (Mounjaro) Cost without Insurance?

 

Cost of Tirzepatide (Mounjaro) Without Insurance

 

  • The approximate cost of Tirzepatide, commonly known by its brand name Mounjaro, can vary based on several factors including the pharmacy location and any available discounts.
  •  

  • On average, the price for four doses of Mounjaro, which is typically a one-month supply, is estimated to be between $1,000 and $1,250 without any insurance coverage.
  •  

  • It's essential for patients to check with different pharmacies and consider available savings programs or manufacturer coupons which might offer significant reductions or discounts.
  •  

  • Additionally, some pharmacies might provide membership programs or discount cards that could further lower the costs.

 

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

How to Get Tirzepatide (Mounjaro) Coverage with Blue Cross Blue Shield of Massachusetts

 

Check Your Coverage Plan

 

  • Reach out to Blue Cross Blue Shield of Massachusetts (BCBSMA) directly by calling the customer service number on your insurance card.
  • Ask for a detailed summary of your current prescription drug coverage.
  • Inquire specifically about coverage for Tirzepatide (Mounjaro) and whether it falls under your existing plan’s formulary.

 

Consult with Your Healthcare Provider

 

  • Schedule an appointment with your healthcare provider to discuss your eligibility for Tirzepatide treatment.
  • Request a professional assessment to determine the medical necessity for the medication according to BCBSMA’s coverage criteria.
  • Have your healthcare provider write a prescription and provide any necessary supporting documentation for insurance purposes.

 

Prepare Necessary Documentation

 

  • Collect all relevant medical records, including your doctor's prescription, to support your request for coverage.
  • Consider obtaining a letter of medical necessity from your healthcare provider detailing why Tirzepatide is essential for your treatment.

 

Submit a Prior Authorization Request

 

  • Work with your healthcare provider to submit a prior authorization request to BCBSMA.
  • Ensure all supporting documents, including medical records and a letter of necessity, accompany your request.
  • Follow up with BCBSMA to confirm receipt and processing of your prior authorization request.

 

Appeal Denials if Necessary

 

  • If your initial request is denied, review the denial letter carefully to understand the reasons for denial.
  • Prepare an appeal by gathering additional documentation or information that addresses the reasons for denial provided by BCBSMA.
  • Submit the appeal within the specified timeframe and provide any supplementary evidence needed to strengthen your case.
  • Consider consulting with your healthcare provider to provide further justification or supporting statements for your appeal.

 

Explore Financial Assistance Programs

 

  • Inquire about any financial assistance programs that might be available through BCBSMA or third-party organizations.
  • Check if the pharmaceutical company offers any patient assistance programs or rebates for Tirzepatide.
  • Research state or federal programs that may help subsidize medication costs if needed.

 

Regularly Review Your Insurance Policy

 

  • Stay informed about any changes to your BCBSMA policy, especially concerning prescription drug coverage updates.
  • Regularly verify whether Tirzepatide continues to be covered under your plan each year.

 

Premium Medication you can trust

Our weight loss medication is delivered straight to your doorstep from a state-licensed pharmacy within our reliable network, ensuring you receive your medication when you need it.

Each pharmacy in our network undergoes rigorous third-party testing through FDA and DEA certified labs. These tests focus on four key elements, ensuring both safety and efficacy for our treatments.

Tirzepatide (Mounjaro) FAQ

What are common side effects of Tirzepatide (Mounjaro)?

 

Common Side Effects of Tirzepatide (Mounjaro)

 

  • Nausea: Frequently reported, especially when starting treatment or increasing the dose.
  •  

  • Diarrhea: Some patients experience loose stools during treatment.
  •  

  • Decreased Appetite: Commonly occurs and can aid in weight management.
  •  

  • Vomiting: May happen occasionally, often alongside nausea.
  •  

  • Constipation: Some individuals might experience slower bowel movements.
  •  

  • Abdominal Pain: Discomfort or pain may occur during therapy.
  •  

  • Fatigue: A feeling of tiredness or exhaustion might present itself in some users.
  •  

  • In rare cases, hypoglycemia occurs, especially if combined with insulin or sulfonylureas.

 

How does Tirzepatide (Mounjaro) help with weight loss?

 

How Tirzepatide Aids Weight Loss

 

  • Dual Agonist Action: Tirzepatide acts on both GLP-1 and GIP receptors. These hormones help regulate appetite and glucose, influencing energy balance and metabolism.
  •  

  • Appetite Suppression: By mimicking these hormones, it reduces hunger, promoting lower calorie intake.
  •  

  • Increased Satiety: Delays gastric emptying, enhancing fullness and reducing meal frequency.
  •  

  • Improved Blood Sugar Control: Helps stabilize blood glucose levels, reducing insulin spikes that can stimulate hunger.
  •  

  • Enhanced Energy Expenditure: Modulates metabolic pathways to increase calorie burning, aiding fat loss.

 

Is Tirzepatide (Mounjaro) the same as Ozempic or Wegovy?

 

Comparing Tirzepatide with Ozempic and Wegovy

 

  • Composition: Tirzepatide (Mounjaro), Ozempic, and Wegovy are different medications. Tirzepatide is a dual GIP and GLP-1 receptor agonist, whereas Ozempic and Wegovy contain semaglutide, a GLP-1 receptor agonist.
  •  

  • Indications: Both Ozempic and Mounjaro target type 2 diabetes, but Wegovy is approved mainly for chronic weight management.
  •  

  • Mechanism: All induce insulin secretion and appetite suppression, yet Mounjaro's dual action may offer distinct benefits in glucose control and weight loss.
  •  

  • Dosage and Administration: Dosage forms and protocols vary; always follow medical guidance specific to the prescribed drug.
  •  

  • Considerations: Always consult your healthcare provider to determine the best option based on personal health needs and conditions.

 

Have questions left?

Get a personalized online consultation with a doctor at Curex

Curex is one of America’s largest telehealth providers

Together with our partners we have changed the lives of over 300,000 patients. Here’s what some of them have to say:

“Curex has performed beyond my expectations. I am feeling tremendously better and look forward to continuing the treatment.”
Becky D.
"If I could give 6 stars, I would. BEST... BEST… BEST… service.”
Ferdian K.
“The Curex staff has been professional, efficient, and really focused on my individual needs.”
Ana C.

Start your
journey now

Everything you need is included:

Online consultation

Your prescription

Premium medication

Overnight shipping

Ongoing support

A weight management program tailored to you

Initial Dosage

Your initial medication and dosage are carefully determined by doctors, taking into account your unique health profile. This ensures a personalized and safe treatment plan tailored to your specific needs.

Titration

We gradually adjust your dosage to reach the optimal therapeutic level, ensuring maximum effectiveness while minimizing potential side effects.

Additional Treatments

Our providers may also recommend medications such as metformin or supplements such as vitamin B12. We recognize the importance of managing side effects, so your care plan may include medication to alleviate them.

Got questions? We have answers.

Do your plans include prescriptions and medications?

Curex plans cover everything from reviewing your medical intake to providing prescription medications, with free shipping included. There are no extra or hidden charges. Prescriptions are issued only after a medical provider reviews your information to confirm that the medication is suitable for you. Our service includes continuous support and regular follow-ups to ensure your treatment stays on track.

Our clinicians may order labs and additional medications for you, which would not be covered by the plan but for which you can use your insurance.

Please note: Compounded medications are tailored to individual needs or used in case of shortages, but they are not FDA-approved for safety or effectiveness. A prescription is required. Results may vary from person to person.

What medications do your providers prescribe?

We prioritize a personalized approach to your health. If your medical provider prescribes medication, options may include GLP-1 treatments such as compounded semaglutide (the active ingredient in Wegovy®* and Ozempic®*). Our providers prescribe only combination treatments not available at your local pharmacy that may include vitamin B12, etc. to help you achieve your goals faster.

Depending on your treatment goals, other medications such as metformin may also be considered. We recognize the importance of managing side effects, so your care plan might include medication to ease symptoms like nausea. Your well-being is always our top priority!

Please note that compounded medications are customized to meet individual patient needs and are not FDA-approved for safety or effectiveness. A prescription is necessary. Results may vary from person to person.

Curex and its pharmacy partners do not have any association with Novo Nordisk.

Will I be prescribed semaglutide if I sign up?

Your health journey is unique, and we tailor our care to match. Any prescriptions, including semaglutide, will be based on the expert assessment of the medical provider matched with you through our platform. You can trust that your treatment plan will be personalized to fit your specific needs. And if semaglutide is not prescribed, we will provide a full refund.

What is compounded medication?

Compounding involves creating customized medications to meet the specific needs of individual patients. For instance, a patient may require a liquid version of a medication that is only available in tablet form. Pharmacies can also compound medications using FDA-approved drugs that are on the FDA’s shortage list.

These compounded medications are made by state-licensed pharmacies that follow both federal and state regulations, including quality standards. However, when compounded in accordance with these laws, these medications are not subject to FDA approval and are not evaluated for safety or effectiveness.

Is compounded medication the same as generic medication?

Compounded medications differ from generic drugs. Generics require FDA approval by demonstrating bio-equivalence to the brand-name drug. In contrast, compounded medications are not FDA-approved. They are made based on a personalized prescription that may not be commercially available elsewhere or when a drug appears on the FDA’s shortage list. Compounding pharmacies must have the proper licensed facilities and comply with state and federal regulations before dispensing these medications.

Is insurance required?

No, Curex doesn’t require insurance. We offer clear and simple pricing, along with affordable medication options, making it easy and accessible to take care of your health.

Can I pay with an FSA or HSA card?

Yes! You can pay with your HSA or FSA card.

How much does treatment cost?

Semaglutide Injections:

Prices for semaglutide start at only $149 per month for weekly doses of 0.25mg and 0.5mg. You can cancel anytime. Some people experience weight loss at these doses and higher doses aren't advisable due to a higher risk of side effects. If you need a higher dose to achieve your weight loss goals, we offer higher-dose plans for 1mg, 1.7mg and 2.4mg of semaglutide for an additional $50 per month for each plan.

Tirzepatide Injections:

Prices for tirzepatide start at only $249 per month for weekly doses of 2.5mg and 5mg of tirzepatide.You can cancel anytime. Some people experience weight loss at these doses and higher doses aren't advisable due to a higher risk of side effects. If you need a higher dose to achieve your weight loss goals, we offer higher-dose plans for 7.5mg, 10mg and 12.5mg of tirzepatide for an additional $100 per month for each plan.

Semaglutide Tablets:

Prices for semaglutide tablets start at only $149 per month for daily doses of 2mg. You can cancel anytime. Some people experience weight loss at this dose and higher doses aren't advisable due to a higher risk of side effects. If you need a higher dose to achieve your weight loss goals, we offer higher-dose plans for 4mg and 8mg of semaglutide daily for an additional $50 per month for each plan.

Tirzepatide Tablets:

Prices for tirzepatide start at only $199 per month for daily dosees of 3mg of tirzepatide. You can cancel anytime. Some people experience weight loss at these doses and higher doses aren't advisable due to a higher risk of side effects. If you need a higher dose to achieve your weight loss goals, we offer higher-dose plans for 6mg and 12 mg of tirzepatide daily for an additional $100 per month for each plan.

Can you prescribe Ozempic®* or Wegovy®*?

Our providers focus on personalized medications and dosages that aren’t commercially available at your local pharmacy. While we don’t prescribe Ozempic®* or Wegovy®* directly, we may prescribe treatments containing the same active ingredient. These medications are specially compounded for you by a licensed pharmacy to meet your specific needs.

Are video visits with a provider required?

Our providers will review your information 100% online. Depending on where you live and the specifics of your medical history, our providers may require you to have a video visit or asynchronous visit via text message. If prescribed, you’ll get unlimited online access to message your provider as needed for follow-ups, adjustments, and answers to your questions.

What states do you serve?

Currently, we do not serve Arkansas, Connecticut, and New Mexico. However, we are always working to expand our reach, so stay in touch with us at hi@getcurex.com.

Made in Webflow