Allegra

How to Get Cigna Critical Illness Insurance

Formulated for Your Body. Clinically Backed Quickie is a 5-in-1 Nasal Spray

Antihistamine
Corticosteroid
Decongestant
Anticholinergic
Hyaluronic
Quickie
AstePro
Nasonex
Afrin
Atrovent
NeilMed
NasoGel

It’s a physician-prescribed, custom-compounded formula designed to target all your nasal symptoms at once — congestion, runny nose, post-nasal drip, sneezing, and more.

Formulated by doctors and pharmacologists and backed by clinical research, Quickie combines five powerful ingredients into one easy spray.

Typical prescription may include the following ingredients: Azelastine HCL 0.15%, Mometasone Furoate 0.05%, Oxymetazoline HCL 0.0125%, Ipratroprium 0.06%, Sodium Hyaluronate 0.04%.

Why Quickie Works

Straight to the source. That’s Curex

Targets every major nasal symptom in one spray
Personalized to your symptoms by a licensed medical provider
Backed by real-world studies and physician experience
Compounded by a specialty allergy pharmacy for quality and safety

Quickie is a compounded prescription medication, prepared by a licensed pharmacy.  It is not reviewed or approved by the FDA. It is prepared based on your provider’s evaluation of your symptoms and needs. Individual results may vary.

curex patient showing allergy treatment kit with her dog next to her

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

curex user showing allergy drops vial while smiling

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

curex user holding curex allergy treatment kit

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

FAQ

How fast does the Quickie Nasal Spray work?

Most patients feel relief within 15 minutes. We have both short-term relief ingredients as well as longer-term relief to keep you feeling better, longer. Some say it’s like turning off their allergies.

What symptoms does the Nasal Spray treat?

Sneezing runny nose, nasal congestion, post-nasal drip, sinus pressure, itchy nose. Great for outdoor allergies, indoor dust, or when pollen spikes unexpectedly.

Will it cause rebound congestion like Afrin?

No, this formula uses a microdose of oxymetazoline, balanced with anti-inflammatory and moisturizing ingredients to reduce the risk of rebound congestion. Clinical studies over the last decade show that when oxymetazoline is combined with a corticosteroid, it can be used safely over the long term without causing rebound symptoms.

What’s the difference between this and over-the-counter sprays?

Quickie Spray combines up to five prescription-strength ingredients into a single, personalized formula — targeting multiple symptoms like congestion, post-nasal drip, and inflammation. OTC sprays typically address just one symptom and lack the synergy of a customized blend.

Does it have a bad taste or drip down the throat?

Some ingredients like azelastine may cause a slight taste, but many patients find it milder than traditional OTC sprays. Proper spray technique (head forward, not tilted back) helps minimize drip.We also offer an alternative formulation with olopatadine, which has a gentler taste profile and may be preferred by taste-sensitive patients.

Can I use it with my other allergy meds?

Quickie is designed to replace most other allergy medications. But it is designed to compliment allergy immunotherapy for long-term relief. If you’re currently taking other antihistamines or nasal sprays, tell your Curex provider, so we can adjust your formula to avoid overlap or interactions.

Is this FDA-approved?

No, Quickie is a personalized compounded prescription prepared by licensed U.S. pharmacies based on your doctor’s evaluation. Compounded medications are not FDA-approved as commercial products, but they are regulated under federal and state pharmacy laws.

Are there any side effects?

Possible side effects include nasal dryness, mild irritation, or occasional nosebleeds. These are typically mild and manageable. Let your Curex provider know about any bothersome or serious effects, so we can fine-tune your prescription if needed.

How long should I use it for?

Quickie is safe for daily use, especially during the first 3–6 months of allergy immunotherapy, when symptoms are still active. Your Curex provider may adjust your dose or frequency as your immune system builds tolerance.

Will it make me drowsy?

Quickie is designed to be non-sedating, so you can use it before work, school, or exercise without feeling groggy or foggy. In rare cases where drowsiness is reported, let your Curex provider know—we can easily adjust the formula to better suit your needs.

Can my child use Quickie Nasal Spray?

Yes, Quickie Spray can be prescribed for children aged 6 and up, based on your provider’s clinical evaluation.

How often should I use it?

Follow the instructions from your Curex provider.Most patients are advised to use one spray per nostril, twice daily — morning and evening — for consistent relief.

How to Get Cigna Critical Illness Insurance

How to Get Cigna Critical Illness Insurance

Curex oral dissolving tablets (ODT)

What is Cigna Critical Illness Insurance

 

What is Cigna Critical Illness Insurance?

 
  • Definition: Cigna Critical Illness Insurance is a supplemental insurance policy designed to provide a one-time, lump-sum cash benefit when you’re diagnosed with a severe, predefined illness. This benefit can help cover unexpected expenses and stabilize your financial situation during a stressful time.
  • Coverage Details: The policy typically covers illnesses such as heart attacks, strokes, certain types of cancer, and other major conditions. The list of covered conditions is specified in your policy, and each condition must meet certain medical criteria for the claim to be approved.
  • Benefit Amounts: The lump sum benefit amount usually ranges from around $25,000 to $500,000, depending on your choice at the time of enrollment. This amount is paid directly to you, which means you can use it at your discretion to pay for treatments, medications, lost income, or even everyday bills.
  • Elimination (Waiting) Period: Policies often include an elimination period, which is the time you must be continuously insured before you’re eligible for a benefit. Typically, this period is around 30 days, but it may vary based on your specific policy.
  • Claim Process Timeline: Once a claim is submitted, the processing time is approximately 30 to 60 days, depending on the complexity of the case and the documentation provided. It’s important to submit all required medical records and documentation promptly to avoid delays.
  • Premiums: Premium costs depend on factors such as your age, health status, coverage amount, and policy term. Premiums can range from as low as $20 per month for lower amounts and younger applicants to several hundred dollars monthly for higher coverage and for individuals with greater risk factors.
  • Usage of Funds: The benefit paid is not restricted to medical expenses. You are free to use the cash for any purpose, including covering everyday living expenses, home modifications, or even paying off debt during your recovery period.
  • When to Consider This Insurance: If you have a family financial plan and want additional protection against the financial impact of a serious health event, incorporating Cigna Critical Illness Insurance can be a wise decision. It provides a financial cushion that traditional health insurance may not fully cover.
  • Application and Terms: Before applying, review the policy details carefully. Verify the list of covered conditions, elimination period, claim process steps, and any exclusions or waiting periods. Consider consulting with a licensed insurance advisor to ensure it meets your personal financial and health planning needs.

 

How to Get Cigna Critical Illness Insurance Online

 

Visit the Cigna Website

 

  • Open your web browser and navigate to the official Cigna website at www.cigna.com.
  • Identify the “Products & Services” section from the main menu. Use the search bar if needed by entering “Critical Illness Insurance”.

 

Find the Critical Illness Insurance Section

 

  • Scroll through the menu to locate various insurance product offerings. Look specifically for sections dedicated to supplemental or critical illness coverage.
  • Click on the Critical Illness Insurance link to access detailed information on policy specifics, benefits, and qualifications.

 

Get a Quote or Start an Application

 

  • Locate the “Get a Quote” or “Apply Now” button on the Critical Illness Insurance page.
  • Click the button which will redirect you to an online form tailored for obtaining a quote or initiating your application.

 

Fill Out the Online Application

 

  • Complete the form with your personal details such as name, date of birth, gender, and contact information.
  • Provide your medical history as required. This may include current health conditions, family history of critical illnesses, and lifestyle details.
  • Select the policy plan that best suits your coverage needs by reviewing the benefits and premium options provided.

 

Submit Supporting Documentation

 

  • Prepare digital copies of any required documents (identification, previous medical records, etc.).
  • Upload these files during the application process as directed on the webpage.

 

Review and Confirm Your Application

 

  • Examine all entered details carefully to ensure everything is accurate and complete.
  • Agree to the terms and conditions by checking the required boxes. Ensure you read all policy details related to coverage, exclusions, and premiums.
  • Submit your application by clicking the final submission button. Expect an email confirmation with your application reference number and next steps.

 

Follow-Up with Cigna

 

  • Monitor your email and account dashboard on the Cigna website for status updates on your application.
  • Contact Cigna Customer Support directly, if necessary, using the contact details provided on the website to address any follow-up questions or provide additional information.

 

Premium Medication you can trust

Our weight loss medication is delivered straight to your doorstep from a state-licensed pharmacy within our reliable network, ensuring you receive your medication when you need it.

Each pharmacy in our network undergoes rigorous third-party testing through FDA and DEA certified labs. These tests focus on four key elements, ensuring both safety and efficacy for our treatments.

Curex is one of America’s largest telehealth providers

Together with our partners we have changed the lives of over 300,000 patients. Here’s what some of them have to say:

“Curex has performed beyond my expectations. I am feeling tremendously better and look forward to continuing the treatment.”
Becky D.
"If I could give 6 stars, I would. BEST... BEST… BEST… service.”
Ferdian K.
“The Curex staff has been professional, efficient, and really focused on my individual needs.”
Ana C.

Start your
journey now

Everything you need is included:

Online consultation

Your prescription

Premium medication

Overnight shipping

Ongoing support

A weight management program tailored to you

Initial Dosage

Your initial medication and dosage are carefully determined by doctors, taking into account your unique health profile. This ensures a personalized and safe treatment plan tailored to your specific needs.

Titration

We gradually adjust your dosage to reach the optimal therapeutic level, ensuring maximum effectiveness while minimizing potential side effects.

Additional Treatments

Our providers may also recommend medications such as metformin or supplements such as vitamin B12. We recognize the importance of managing side effects, so your care plan may include medication to alleviate them.

Weight Loss

How to Get Cigna Critical Illness Insurance

Premium Medication you can trust

Our weight loss medication is delivered straight to your doorstep from a state-licensed pharmacy within our reliable network, ensuring you receive your medication when you need it.

Each pharmacy in our network undergoes rigorous third-party testing through FDA and DEA certified labs. These tests focus on four key elements, ensuring both safety and efficacy for our treatments.

Curex is one of America’s largest telehealth providers

Together with our partners we have changed the lives of over 300,000 patients. Here’s what some of them have to say:

“Curex has performed beyond my expectations. I am feeling tremendously better and look forward to continuing the treatment.”
Becky D.
"If I could give 6 stars, I would. BEST... BEST… BEST… service.”
Ferdian K.
“The Curex staff has been professional, efficient, and really focused on my individual needs.”
Ana C.

Start your
journey now

Everything you need is included:

Online consultation

Your prescription

Premium medication

Overnight shipping

Ongoing support

A weight management program tailored to you

Initial Dosage

Your initial medication and dosage are carefully determined by doctors, taking into account your unique health profile. This ensures a personalized and safe treatment plan tailored to your specific needs.

Titration

We gradually adjust your dosage to reach the optimal therapeutic level, ensuring maximum effectiveness while minimizing potential side effects.

Additional Treatments

Our providers may also recommend medications such as metformin or supplements such as vitamin B12. We recognize the importance of managing side effects, so your care plan may include medication to alleviate them.

Why prevention is more effective than allergy medicine

Exposure therapy:
Train your immune system to fight allergies rather than treat them with medications
Desensitization: Symptoms subside as your body desensitized to allergies reducing or eliminating the need for daily medication
Prevention: Immunotherapy helps prevent and fight allergies at the source

We Treat Allergies

Food Allergies
maple leaf icon
Weed Pollens
Cat Allergies
Dog Allergies
insect icon
Dust Mites
mold allergy
Molds
tree allergy
Tree Pollens

What makes Curex the top choice

Over 50,000 Users Choose Curex

Curex has more satisfied customers than any other telemedicine clinic. Our clinical team delivers great outcomes to allergy patients in every U.S. state.
woman talking to doctor on computer

We accept all major insurance providers

Our insurance network is growing everyday so you can get the most affordable treatment available.
female approaching another female

High quality testing

Curex uses hospital-grade allergy tests that are covered by insurance. This means better treatment, lower costs and no need to re-test!
male medical practitioner smiling

Treatment prescribed
by clinician

1
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Curex packaging

Clinicaly made allergen extracts are customized for your allergies

2
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insect icon
grass icon
man opening Curex packaging

Your immune system gets desensitized to allergens, giving you long-term relief.

3

Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option

FAQs

Is Curex a legitimate telehealth service?
How much does it cost?
How long until I get the medication?
Is it safe to use at home?
What sets Curex apart from your local clinic?
Is the injection painful?
Will Dupixent work for me?
How long do I have to take Dupixent?
When can I stop taking other medications?
How to use the medication?
What’s the difference between an autoinjector and a pre-filled syringe?