Allegra

How to Get Cigna Hospital Care Insurance

Formulated for Your Body. Clinically Backed Quickie is a 5-in-1 Nasal Spray

Antihistamine
Corticosteroid
Decongestant
Anticholinergic
Hyaluronic
Quickie
AstePro
Nasonex
Afrin
Atrovent
NeilMed
NasoGel

It’s a physician-prescribed, custom-compounded formula designed to target all your nasal symptoms at once — congestion, runny nose, post-nasal drip, sneezing, and more.

Formulated by doctors and pharmacologists and backed by clinical research, Quickie combines five powerful ingredients into one easy spray.

Typical prescription may include the following ingredients: Azelastine HCL 0.15%, Mometasone Furoate 0.05%, Oxymetazoline HCL 0.0125%, Ipratroprium 0.06%, Sodium Hyaluronate 0.04%.

Why Quickie Works

Straight to the source. That’s Curex

Targets every major nasal symptom in one spray
Personalized to your symptoms by a licensed medical provider
Backed by real-world studies and physician experience
Compounded by a specialty allergy pharmacy for quality and safety

Quickie is a compounded prescription medication, prepared by a licensed pharmacy.  It is not reviewed or approved by the FDA. It is prepared based on your provider’s evaluation of your symptoms and needs. Individual results may vary.

curex patient showing allergy treatment kit with her dog next to her

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

curex user showing allergy drops vial while smiling

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

curex user holding curex allergy treatment kit

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

FAQ

How fast does the Quickie Nasal Spray work?

Most patients feel relief within 15 minutes. We have both short-term relief ingredients as well as longer-term relief to keep you feeling better, longer. Some say it’s like turning off their allergies.

What symptoms does the Nasal Spray treat?

Sneezing runny nose, nasal congestion, post-nasal drip, sinus pressure, itchy nose. Great for outdoor allergies, indoor dust, or when pollen spikes unexpectedly.

Will it cause rebound congestion like Afrin?

No, this formula uses a microdose of oxymetazoline, balanced with anti-inflammatory and moisturizing ingredients to reduce the risk of rebound congestion. Clinical studies over the last decade show that when oxymetazoline is combined with a corticosteroid, it can be used safely over the long term without causing rebound symptoms.

What’s the difference between this and over-the-counter sprays?

Quickie Spray combines up to five prescription-strength ingredients into a single, personalized formula — targeting multiple symptoms like congestion, post-nasal drip, and inflammation. OTC sprays typically address just one symptom and lack the synergy of a customized blend.

Does it have a bad taste or drip down the throat?

Some ingredients like azelastine may cause a slight taste, but many patients find it milder than traditional OTC sprays. Proper spray technique (head forward, not tilted back) helps minimize drip.We also offer an alternative formulation with olopatadine, which has a gentler taste profile and may be preferred by taste-sensitive patients.

Can I use it with my other allergy meds?

Quickie is designed to replace most other allergy medications. But it is designed to compliment allergy immunotherapy for long-term relief. If you’re currently taking other antihistamines or nasal sprays, tell your Curex provider, so we can adjust your formula to avoid overlap or interactions.

Is this FDA-approved?

No, Quickie is a personalized compounded prescription prepared by licensed U.S. pharmacies based on your doctor’s evaluation. Compounded medications are not FDA-approved as commercial products, but they are regulated under federal and state pharmacy laws.

Are there any side effects?

Possible side effects include nasal dryness, mild irritation, or occasional nosebleeds. These are typically mild and manageable. Let your Curex provider know about any bothersome or serious effects, so we can fine-tune your prescription if needed.

How long should I use it for?

Quickie is safe for daily use, especially during the first 3–6 months of allergy immunotherapy, when symptoms are still active. Your Curex provider may adjust your dose or frequency as your immune system builds tolerance.

Will it make me drowsy?

Quickie is designed to be non-sedating, so you can use it before work, school, or exercise without feeling groggy or foggy. In rare cases where drowsiness is reported, let your Curex provider know—we can easily adjust the formula to better suit your needs.

Can my child use Quickie Nasal Spray?

Yes, Quickie Spray can be prescribed for children aged 6 and up, based on your provider’s clinical evaluation.

How often should I use it?

Follow the instructions from your Curex provider.Most patients are advised to use one spray per nostril, twice daily — morning and evening — for consistent relief.

How to Get Cigna Hospital Care Insurance

How to Get Cigna Hospital Care Insurance

Curex oral dissolving tablets (ODT)

What is Cigna Hospital Care Insurance

 

What is Cigna Hospital Care Insurance?

 
  • Definition: Cigna Hospital Care Insurance is a specialized health insurance product designed to help cover expenses incurred during hospitalization. It focuses on inpatient care including surgeries, emergency treatments, and extended stays in a hospital.
  • Core Coverage: It typically covers costs such as room and board, nursing services, diagnostic tests, medications administered during the stay, surgical procedures, anesthesia, and other related hospital services.
  • Supplemental Benefits: Many plans include additional benefits such as coverage for intensive care, post-surgical recovery services, and sometimes coverage for rehabilitation services following hospitalization.
 

Coverage Details and Financial Aspects

 
  • Deductibles: Depending on your plan, deductibles can range from approximately $250 up to around $5,000 before the insurance company begins to pay for hospital services.
  • Co-insurance: After the deductible is met, you may be responsible for a percentage of the hospital care costs. This co-insurance rate can vary between about 10% and 30% of the covered costs.
  • Out-of-Pocket Maximum: Plans include a cap on annual personal expenses, often ranging from $3,000 to $8,000. Once you reach this amount, Cigna typically covers 100% of approved charges for the remainder of the year.
  • Wait Times & Approval: In many cases, after initial enrollment, there might be a waiting period of approximately 30 days before all benefits (especially for pre-existing conditions) become fully effective. However, emergency hospitalization is often covered immediately.
 

How to Use Your Cigna Hospital Care Insurance

 
  • Pre-Admission: If you are scheduled for an elective procedure, contact Cigna at least 2-3 weeks in advance to verify benefits and secure any necessary pre-authorizations.
  • During Hospitalization: In case of unexpected hospitalization, notify Cigna as soon as possible. Emergency cases are typically handled on a case-by-case basis with expedited processing.
  • Claim Process: After discharge, submit your claim within 30 days. Cigna usually processes claims within 14-30 business days, depending on the complexity and completeness of your documentation.
  • Billing: You will receive an Explanation of Benefits (EOB) detailing what the insurance has paid and any amount you may still owe. Always review this document to ensure all services are correctly billed.
 

Important Considerations

 
  • Plan Variations: Coverage specifics such as deductibles, co-insurance rates, and benefits can vary based on the plan you choose. It is essential to review your plan’s documentation or speak with a Cigna representative for precise details.
  • Network Hospitals: To maximize your benefits and reduce out-of-pocket costs, it is important to seek treatment at hospitals within Cigna’s network. Out-of-network care can be more expensive and might not be fully covered.
  • Documentation: Keep all receipts, medical records, and billing statements from your hospital stay. These documents can be crucial if there are disputes or if additional clarifications are needed during the claim process.
 

How to Get Cigna Hospital Care Insurance Online

 

Visit Cigna Online Portal

 
  • Open your web browser and go to Cigna's official website at www.cigna.com.
  • Navigate to the Insurance Products Section by selecting the “Insurance” or “Individual and Family Plans” tab. Look specifically for hospital care or comprehensive medical insurance offerings.
  • Locate the Hospital Care Insurance Options as these might include hospital stay, surgery, or specialist care coverages. Click on the plan that best suits your needs.
 

Create or Sign In to Your Account

 
  • If you are a new user, click on “Register” or “Get Started” and fill out your personal details. This includes your name, email address, and other required identification.
  • Existing users should simply sign in using their credentials. This allows you to manage your application, view plan options, and track the status of your enrollment.
  • Ensure your account details are correct to avoid any delays or issues during the application process.
 

Select and Customize Your Cigna Hospital Care Plan

 
  • Review Available Plans: Browse the hospital care insurance plans that display benefits, coverage details, and premiums. Use the filters provided to narrow down options based on your specific needs and budget.
  • Compare the Details: Read the fine print, especially regarding inpatient hospital services, emergency care, ICU services, and any exclusions or limitations.
  • Customize Coverage: Some plans allow you to add riders or extra benefits. Select additional options if needed such as enhanced coverage for specific services or additional family members.
 

Start the Application Process

 
  • Click the 'Apply Now' Button: Once you’ve chosen your plan, click on the “Apply Now” or “Get Quote” button. This will lead you to the application form.
  • Fill Out the Application: Provide your personal, medical, and payment information as requested. Ensure every detail is accurate to prevent any processing delays.
  • Review the Information: Use the review step to double-check all your submitted information and plan selections before finalizing your application.
  • Submit Your Application: Confirm and submit your application online. You will receive a confirmation email with further instructions or details on your coverage start date.
 

Finalize Your Enrollment

 
  • Payment: Complete any initial payment steps online. This may involve choosing a payment method such as a bank account, credit, or debit card, and confirming the premium amount.
  • Receive Confirmation: After payment, expect an email with a detailed summary of your coverage, effective dates, and digital insurance ID cards.
  • Customer Service Support: If any issues arise or you have additional questions, contact Cigna’s customer support via phone or chat as provided on the website for immediate assistance.
 

Manage Your Policy Online

 
  • Access Your Member Portal: Once your application is processed, log in to your member portal on Cigna’s website to view policy details and manage claims.
  • Update Personal Information: Keep your account details updated to ensure smooth communication and billing.
  • Use Digital Tools: Utilize available digital tools on the portal to find in-network hospitals, schedule appointments, and view your benefits in real time.
 

Premium Medication you can trust

Our weight loss medication is delivered straight to your doorstep from a state-licensed pharmacy within our reliable network, ensuring you receive your medication when you need it.

Each pharmacy in our network undergoes rigorous third-party testing through FDA and DEA certified labs. These tests focus on four key elements, ensuring both safety and efficacy for our treatments.

Curex is one of America’s largest telehealth providers

Together with our partners we have changed the lives of over 300,000 patients. Here’s what some of them have to say:

“Curex has performed beyond my expectations. I am feeling tremendously better and look forward to continuing the treatment.”
Becky D.
"If I could give 6 stars, I would. BEST... BEST… BEST… service.”
Ferdian K.
“The Curex staff has been professional, efficient, and really focused on my individual needs.”
Ana C.

Start your
journey now

Everything you need is included:

Online consultation

Your prescription

Premium medication

Overnight shipping

Ongoing support

A weight management program tailored to you

Initial Dosage

Your initial medication and dosage are carefully determined by doctors, taking into account your unique health profile. This ensures a personalized and safe treatment plan tailored to your specific needs.

Titration

We gradually adjust your dosage to reach the optimal therapeutic level, ensuring maximum effectiveness while minimizing potential side effects.

Additional Treatments

Our providers may also recommend medications such as metformin or supplements such as vitamin B12. We recognize the importance of managing side effects, so your care plan may include medication to alleviate them.

Weight Loss

How to Get Cigna Hospital Care Insurance

Premium Medication you can trust

Our weight loss medication is delivered straight to your doorstep from a state-licensed pharmacy within our reliable network, ensuring you receive your medication when you need it.

Each pharmacy in our network undergoes rigorous third-party testing through FDA and DEA certified labs. These tests focus on four key elements, ensuring both safety and efficacy for our treatments.

Curex is one of America’s largest telehealth providers

Together with our partners we have changed the lives of over 300,000 patients. Here’s what some of them have to say:

“Curex has performed beyond my expectations. I am feeling tremendously better and look forward to continuing the treatment.”
Becky D.
"If I could give 6 stars, I would. BEST... BEST… BEST… service.”
Ferdian K.
“The Curex staff has been professional, efficient, and really focused on my individual needs.”
Ana C.

Start your
journey now

Everything you need is included:

Online consultation

Your prescription

Premium medication

Overnight shipping

Ongoing support

A weight management program tailored to you

Initial Dosage

Your initial medication and dosage are carefully determined by doctors, taking into account your unique health profile. This ensures a personalized and safe treatment plan tailored to your specific needs.

Titration

We gradually adjust your dosage to reach the optimal therapeutic level, ensuring maximum effectiveness while minimizing potential side effects.

Additional Treatments

Our providers may also recommend medications such as metformin or supplements such as vitamin B12. We recognize the importance of managing side effects, so your care plan may include medication to alleviate them.

Why prevention is more effective than allergy medicine

Exposure therapy:
Train your immune system to fight allergies rather than treat them with medications
Desensitization: Symptoms subside as your body desensitized to allergies reducing or eliminating the need for daily medication
Prevention: Immunotherapy helps prevent and fight allergies at the source

We Treat Allergies

Food Allergies
maple leaf icon
Weed Pollens
Cat Allergies
Dog Allergies
insect icon
Dust Mites
mold allergy
Molds
tree allergy
Tree Pollens

What makes Curex the top choice

Over 50,000 Users Choose Curex

Curex has more satisfied customers than any other telemedicine clinic. Our clinical team delivers great outcomes to allergy patients in every U.S. state.
woman talking to doctor on computer

We accept all major insurance providers

Our insurance network is growing everyday so you can get the most affordable treatment available.
female approaching another female

High quality testing

Curex uses hospital-grade allergy tests that are covered by insurance. This means better treatment, lower costs and no need to re-test!
male medical practitioner smiling

Treatment prescribed
by clinician

1
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Curex packaging

Clinicaly made allergen extracts are customized for your allergies

2
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insect icon
grass icon
man opening Curex packaging

Your immune system gets desensitized to allergens, giving you long-term relief.

3

Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option

FAQs

Is Curex a legitimate telehealth service?
How much does it cost?
How long until I get the medication?
Is it safe to use at home?
What sets Curex apart from your local clinic?
Is the injection painful?
Will Dupixent work for me?
How long do I have to take Dupixent?
When can I stop taking other medications?
How to use the medication?
What’s the difference between an autoinjector and a pre-filled syringe?