Sublingual Immunotherapy Cost Per Year: Clinic vs Telehealth
Per year, sublingual immunotherapy costs about $990 self-pay through telehealth ($708 if insurance covers the clinical visit), versus roughly $1,200-$3,600 yearly at a traditional clinic. The yearly gap comes mainly from how each setting bills the extract and visits, since the off-label drops themselves are paid out of pocket either way.
4 peer-reviewed sources
Sublingual immunotherapy costs about $990 per year self-pay through telehealth, versus roughly $1,200-$3,600 per year at a traditional clinic, driven mostly by how each bills.
Medically reviewed by Dr. Chet Tharpe, M.D. ยท Last reviewed June 2026
Key facts
Sublingual immunotherapy costs about $990/year self-pay through telehealth, versus roughly $1,200-$3,600/year at a traditional clinic.
A full SLIT course runs 3-5 years, so the multi-year self-pay total is roughly $3,500-$6,000.
Because compounded drops are off-label, the yearly insurance picture is similar across settings โ the extract is self-pay.
Clinic allergy shots can total about $2,000-$5,000/year once visits and copays are counted, above telehealth SLIT.
Comparing SLIT's Yearly Cost by Care Setting
Looking at sublingual immunotherapy on a per-year basis is the clearest way to compare a traditional clinic against a telehealth program, because both are multi-year commitments. SLIT is a liquid allergen extract held under the tongue daily, designed to reduce sensitivity over time. The yearly cost difference between settings comes almost entirely from billing structure, not from the medicine. Every SLIT plan starts with identifying triggers, and Curex offers at-home allergy testing reviewed by a board-certified allergist to pinpoint your IgE triggers before a yearly treatment plan is set. For a clear consumer-facing yearly total and the underlying monthly figures, the allergy drops annual cost guide covers that ground; this page focuses on the clinic-versus-telehealth per-year math side by side.
The per-year SLIT difference between clinic and telehealth is mostly a billing-structure gap, since the off-label extract is out of pocket in both settings.
Ready to skip the needles?
See if at-home allergy drops fit your allergies โ a 2-minute quiz, designed by board-certified allergists, taken under the tongue daily with no clinic visits.
- AllergistReviewed & prescribed
- $39/moWith insurance
- No needlesUnder the tongue
- HSA/FSAEligible
No needles. No clinic visits.
Curex's allergy drops are taken under the tongue at home, daily โ from $39/month with insurance (or $99/month self-pay), with no needles and no routine clinic visits.
Allergy drops are compounded at a specialty pharmacy for each patient, and the FDA does not review compounded products for safety or efficacy.
See if allergy drops are right for youSLIT Yearly Cost vs Shots Yearly Cost
Putting SLIT next to subcutaneous immunotherapy on a yearly basis sharpens the comparison. Allergy shots commonly run $2,000 to $5,000 per year once per-visit copays and travel are counted, because they require ongoing in-office injections. Telehealth SLIT at roughly $708 to $990 per year avoids that visit burden, and even clinic SLIT often comes in below shots. SLIT also carries a lower risk of systemic reactions than shots, though both may reduce sensitivity over time and neither guarantees an outcome. Over a three to five year course, the annual SLIT savings compound, but the right choice still depends on your triggers, response, and preferences, not the yearly figure alone.
| Treatment | Efficacy | Duration | Cost (5yr) | Convenience | Safety |
|---|---|---|---|---|---|
SLIT (per year)Best | Moderate evidence of symptom reduction | Commonly 3-5 years | ~$3,500-$5,000 telehealth self-pay | Daily at home | Mostly mild local reactions |
Allergy Shots (per year) | Well-established symptom reduction | 3-5 years | ~$10,000-$25,000 with visits | Regular clinic visits | Higher systemic reaction risk |
- Efficacy
- Moderate evidence of symptom reduction
- Duration
- Commonly 3-5 years
- Cost (5yr)
- ~$3,500-$5,000 telehealth self-pay
- Convenience
- Daily at home
- Safety
- Mostly mild local reactions
- Efficacy
- Well-established symptom reduction
- Duration
- 3-5 years
- Cost (5yr)
- ~$10,000-$25,000 with visits
- Convenience
- Regular clinic visits
- Safety
- Higher systemic reaction risk
Curex provides telehealth SLIT at $39/month with insurance covering the clinical component, or $99/month which is $990 per year self-pay, typically below the yearly cost of a clinic-based SLIT or allergy shot program. Allergy drops are compounded at a specialty pharmacy for each patient. The FDA does not review compounded products for safety or efficacy.
See if allergy drops are right for youSLIT Per-Year Math: Clinic vs Telehealth
On a yearly basis, telehealth SLIT self-pay totals about $990 per year at a $99 monthly rate, or roughly $708 per year when insurance covers the bundled clinical visit at the $39 rate. A traditional clinic, billing the extract and follow-up visits separately, commonly runs $1,200 to $3,600 per year. The per-year gap is driven by structure: telehealth bundles testing review, extract, shipping, and care into one fee, while clinics add separate charges and copays that accumulate over twelve months. Because compounded SLIT is off-label, the extract is out of pocket in both settings, so the difference is the visit and bundling overhead, not the drops. All of these yearly costs are HSA/FSA-eligible, which can offset the out-of-pocket burden.
| Item | With Insurance | Self-Pay |
|---|---|---|
| Telehealth SLIT (per year) | ~$708/yr | ~$990/yr |
| Clinic SLIT extract + visits (per year) | Copays add up | $1,200-$3,600/yr |
| Difference driver | Bundling vs unbundled billing | Visit overhead |
| Total | $708/yr | $990/yr |
Cost Comparison
- Clinic per-visit copays accumulate across twelve months
- A one-time annual testing fee may apply at a clinic
- Food SLIT runs about $1,188 per year ($99/mo with insurance)
Why the Yearly Insurance Picture Looks the Same Either Way
Across a full year, insurance does little to lower the SLIT extract cost in either setting. Compounded liquid SLIT is off-label, so private insurance, Medicare, and Medicaid generally do not reimburse the drops, whether you use a clinic or telehealth. In a clinic, insurance may chip in toward the visits, but those copays still add to your annual out-of-pocket. In telehealth, the lower yearly figure reflects insurance covering the bundled clinical component. The reliable yearly saver in both settings is paying with HSA or FSA dollars, since SLIT is eligible for these pre-tax accounts. Mapping your expected annual cost against your HSA/FSA contributions is the most practical way to plan for a multi-year course.
Note: HSA/FSA-eligible
Off-label extract not reimbursed in either setting
Compounded SLIT not reimbursed
SLIT rarely covered; varies by state
- HSA/FSA eligible across plan years
- Telehealth self-pay $990/yr
- Insured telehealth clinical-visit rate ~$708/yr
Curex allergy drops start at $39/month with insurance (or $99/month self-pay) โ HSA/FSA eligible.
Start free assessmentFrequently asked questions
How much does sublingual immunotherapy cost per year?
Per year, telehealth sublingual immunotherapy self-pay totals about $990, based on a $99 monthly rate, or roughly $708 per year when insurance covers the bundled clinical visit at the $39 rate. A traditional clinic, billing the extract and follow-up visits separately, generally runs $1,200 to $3,600 per year. Food SLIT runs about $1,188 per year, based on $99 per month with insurance. Because compounded SLIT is off-label, the extract is paid out of pocket in both settings, so the yearly difference reflects billing structure and visit overhead. All these yearly costs are HSA/FSA-eligible. Your annual figure depends on the care setting, your allergens, and your insurance.
Why does clinic SLIT cost more per year than telehealth?
Clinic sublingual immunotherapy typically costs more per year than telehealth because the services are unbundled and visits accumulate over twelve months. A traditional allergist's office bills the compounded extract and each follow-up visit separately, and per-visit copays add up across the year. Telehealth programs instead fold testing review, the extract, shipping, and care-team access into one flat fee, which keeps the annual total predictable and frequently lower. The underlying medicine is similar; the per-year gap is mostly the visit and billing overhead. To compare fairly, ask a clinic for an all-in yearly estimate including the extract and expected copays, then set it against a telehealth subscription's annual cost.
Does insurance reduce the yearly cost of SLIT?
Insurance does little to reduce the yearly cost of the SLIT extract in either setting, because compounded liquid SLIT is off-label and generally not reimbursed by private insurance, Medicare, or Medicaid. In a clinic, insurance may help with the visit component, but copays still add to your annual out-of-pocket. In telehealth, the lower yearly figure reflects insurance covering the bundled clinical visit. The most reliable way to lower your annual cost in both settings is to pay with HSA or FSA dollars, since SLIT is eligible for these pre-tax accounts. Planning your yearly cost around your HSA/FSA contributions helps across a multi-year course.
What is the total SLIT cost over a full course?
Because a sublingual immunotherapy course commonly lasts three to five years, the per-year cost compounds into the total that matters most. At telehealth self-pay of about $990 per year, a full course totals roughly $3,000 to $5,000. At a traditional clinic running $1,200 to $3,600 per year, the multi-year total can be considerably higher. Food SLIT adds more since it is priced higher annually. These totals assume consistent, uninterrupted treatment, since durable benefit generally requires completing the course. There are no outcome guarantees, so plan for the full multi-year commitment, and use the annual cost guide to model the year-by-year math for your situation.
Is SLIT cheaper per year than allergy shots?
For many patients, sublingual immunotherapy is cheaper per year than clinic allergy shots. Shots commonly run $2,000 to $5,000 annually once per-visit copays and travel are counted, because they require ongoing in-office injections. Telehealth SLIT at roughly $708 to $990 per year avoids that visit burden, and even clinic SLIT often comes in below shots. SLIT also carries a lower risk of systemic reactions than shots, though both may reduce sensitivity over time and neither guarantees an outcome. Whether the yearly savings make SLIT the right choice depends on your triggers, how you respond, and your preferences, so weigh more than the annual figure alone.
How do I estimate my own yearly SLIT cost?
To estimate your yearly sublingual immunotherapy cost, start with the monthly figure for your care setting and multiply by twelve. Telehealth self-pay at $99 per month works out to about $990 per year, while a clinic at $100 to $300 per month lands between $1,200 and $3,600 annually. Then add any one-time testing fee for the first year, and for a clinic, factor in expected per-visit copays. If you have food allergies, use the higher food SLIT rate. Finally, subtract the tax benefit if you pay with HSA or FSA dollars. Doing this for each year of a three to five year course gives you a realistic total course estimate to plan around.
Related Articles
Allergy Drops Monthly Cost: The Subscription Model
How does allergy drops monthly billing work? See what the cancel-anytime subscription bundles, billing cadence, and monthly vs annual ($990/yr) math.
Read moreSublingual Immunotherapy Cost: Clinic vs Telehealth
What does sublingual immunotherapy cost? Compare the clinic vs telehealth landscape for SLIT, off-label insurance status, and how pricing models differ.
Read moreFood Allergy Drops Cost: Pricing Food SLIT
Food allergy drops cost about $99/mo with insurance, above the $39/mo env insured rate. Off-label, HSA/FSA-eligible. How food SLIT differs from OIT.
Read moreAllergy Drops vs Allergy Shots: A Cost Comparison
Allergy drops vs shots cost: drops run about $39-99/month while clinic shots reach $167-417/month plus visit time. See the full breakdown.
Read moreSLIT Cost: How Sublingual Immunotherapy Is Billed and Coded
How SLIT is billed and coded: compounded drops are self-pay off-label, while FDA-approved tablets are pharmacy drugs. The clinical billing breakdown.
Read moreDoes Insurance Cover Sublingual Immunotherapy?
Coverage for sublingual immunotherapy splits by product: FDA-approved tablets are often covered, compounded liquid drops usually are not. Full breakdown.
Read moreTreat your allergies โ drops under the tongue.
Curex allergy drops are a personalized sublingual extract, prescribed by a board-certified allergist and shipped to your door โ taken daily at home with no needles and no routine clinic visits. From $39/month with insurance, or $99/month self-pay. HSA/FSA eligible.
From $39/mo with insurance ยท No needles ยท HSA/FSA eligible ยท Cancel anytime
Allergy drops are compounded at a specialty pharmacy for each patient, and the FDA does not review compounded products for safety or efficacy.
This content is for informational purposes only and does not constitute medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider with questions about a medical condition. Content reviewed by board-certified allergists at Curex.
Allergy drops are compounded at a specialty pharmacy for each patient, and the FDA does not review compounded products for safety or efficacy.
The only FDA-approved sublingual immunotherapy products are tablets โ Grastek, Oralair, Ragwitek, and Odactra โ which are different from Curex drops.