Does Blue Cross Blue Shield Cover Metformin

Explore Metformin coverage with Blue Cross Blue Shield, reasons for denial, ways to get approval, cost without insurance, and FAQs in this comprehensive guide.
Curex allergy drops unboxing
“Curex is changing the landscape of allergies in 2024”
man opening Curex packaging
man opening Curex packaging

 

Coverage for Metformin

 

  • Blue Cross Blue Shield typically covers Metformin, a common medication used to manage type 2 diabetes.
  • Coverage mainly depends on the specific plan and the patient's diagnosis. Most plans require a prescription from a healthcare provider.
  • Metformin is often listed under formulary drugs, meaning it is generally available within the plan's coverage limits. However, patients should verify it with their individual policy.

 

Criteria and Rules

 

  • Patients usually need to provide proof of a diabetes diagnosis, as some plans require prior authorization or step therapy.
  • Coverage can include both brand-name and generic versions, although generic forms are more likely to be fully covered.
  • It's essential to check if the selected pharmacy is within the plan's network to avoid extra costs.
  • Make sure to stay updated with any annual plan changes that might affect medication coverage.

 

Want to try immunotherapy?

Start with Curex

Covered

Uncovered

Treat your allergies with Curex - $49  $9.99

Review your allergy test results with a Curex allergist.

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

How to Get Metformin Coverage with Blue Cross Blue Shield

 

Verify Metformin Coverage in Your Plan

 

  • Review your specific Blue Cross Blue Shield (BCBS) policy details. Log into your BCBS member portal to access your policy documents or find a digital copy of your plan formulary.
  •  

  • Check whether Metformin is listed under the approved prescriptions. This can be found in the drug formulary section of your policy.
  •  

  • Contact BCBS member services using the customer service number on your insurance card if you need further clarification about your coverage regarding Metformin.

 

Consult with Your Healthcare Provider

 

  • Schedule an appointment with your healthcare provider to discuss your need for Metformin.
  •  

  • Request that your doctor provides a prescription for Metformin if deemed necessary for your medical condition.

 

Submit a Prescription to Your Pharmacy

 

  • Provide your pharmacy with the Metformin prescription from your healthcare provider.
  •  

  • Ensure the pharmacy has your current BCBS insurance details. You can do this by showing your insurance card or calling ahead to make necessary arrangements.

 

Request Prior Authorization If Necessary

 

  • If required, your healthcare provider or the pharmacy will initiate a prior authorization request to BCBS to obtain approval for Metformin coverage.
  •  

  • Verify if any additional information or documentation is required from you during the prior authorization process. You might need to provide past medical records or evidence of previous treatments.

 

Manage Co-Payments and Expenses

 

  • Discuss co-payment amounts with your pharmacy once Metformin is approved under your BCBS plan.
  •  

  • Inquire about any available discount programs or savings plans that might help reduce your out-of-pocket expenses.

 

Contact BCBS for Additional Support

 

  • Reach out to BCBS customer service for any questions or concerns related to your drug coverage and to ensure a smooth claims process.
  •  

  • Consider scheduling a consultation with a BCBS insurance advisor who can explain benefits in detail and help facilitate your Metformin coverage.

 

Keep Records of Your Transactions

 

  • Maintain copies of all documentation related to your Metformin prescriptions, insurance claims, and authorization requests to ensure you have records for future reference.
  •  

  • Document any communication with your insurance provider and healthcare provider regarding Metformin coverage.

 

Curex allergy drops unboxing

We love helping people!

Allie, Nevada

five stars

"I have two cats I can finally cuddle!"

Cat and dog allergies

Zachary, Texas

five stars

“I can breathe through my nose for the first time in like 20 years!"

dust allergy
mold allergy

Dust and mold allergies

Erika, New York

five stars

“I've noticed less sneezing and shortness of breath.”

tree allergy
grass allergy

Tree and grass allergies

Richard, Texas

five stars


I love the convenience!

tree allergy

Tree and cat allergies

We Treat Food, Indoor & Outdoor Allergies

tree allergy
Tree Pollens
maple leaf icon
Weed Pollens
Cat Allergies
Dog Allergies
insect icon
Dust Mites
mold allergy
Molds
Food Allergies
 curex user showing allergy treatment kita patient showing allergy treatment boxa male patient showing allergy drops vial
50,000+ users have overcome their allergies
Am I eligible?

Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
male medical practitioner smiling

Treatment prescribed
by clinician

1
right line icon
Curex packaging

Clinicaly made allergen extracts are customized for your allergies

2
right line icon
insect icon
grass icon
man opening Curex packaging

Your immune system gets desensitized to allergens, giving you long-term relief.

3

FAQs

Does Blue Cross Blue Shield Cover Metformin

Explore Metformin coverage with Blue Cross Blue Shield, reasons for denial, ways to get approval, cost without insurance, and FAQs in this comprehensive guide.
Curex allergy drops unboxing

Is Metformin Covered by Blue Cross Blue Shield

 

Coverage for Metformin

 

  • Blue Cross Blue Shield typically covers Metformin, a common medication used to manage type 2 diabetes.
  • Coverage mainly depends on the specific plan and the patient's diagnosis. Most plans require a prescription from a healthcare provider.
  • Metformin is often listed under formulary drugs, meaning it is generally available within the plan's coverage limits. However, patients should verify it with their individual policy.

 

Criteria and Rules

 

  • Patients usually need to provide proof of a diabetes diagnosis, as some plans require prior authorization or step therapy.
  • Coverage can include both brand-name and generic versions, although generic forms are more likely to be fully covered.
  • It's essential to check if the selected pharmacy is within the plan's network to avoid extra costs.
  • Make sure to stay updated with any annual plan changes that might affect medication coverage.

 

A weight management program tailored to you

Start with Curex

Blue Cross Blue Shield's Approved Criteria for Metformin Coverage

 

Criteria for Metformin Coverage

 

  • Metformin is covered for patients diagnosed with Type 2 Diabetes Mellitus who require medication to manage their blood sugar levels. Clinical documentation supporting the diagnosis must be provided.
  •  

  • Coverage is available for those with a documented history of gestational diabetes, where Metformin is deemed necessary by their healthcare provider to manage blood sugar levels postpartum or in subsequent pregnancies.
  •  

  • The prescription of Metformin is covered for individuals with prediabetes, provided there is documentation of a metabolic syndrome risk and a physician's recommendation to prevent progression to Type 2 Diabetes.
  •  

  • Patients with Polycystic Ovary Syndrome (PCOS) can receive coverage for Metformin if it is prescribed to manage symptoms associated with insulin resistance as documented by their healthcare provider.
  •  

  • Metformin is included in coverage for weight management when prescribed as part of a medically supervised weight reduction program for individuals with comorbidities such as Type 2 Diabetes or insulin resistance.
  •  

  • Documentation supporting the ongoing need for Metformin, such as lab results indicating high blood sugar levels or other relevant metabolic indicators, must be maintained and reviewed periodically.

 

Why Blue Cross Blue Shield Might Deny Metformin Coverage

 

Reasons for Coverage Denial

 

  • Blue Cross Blue Shield might deny Metformin coverage if it is prescribed for a non-FDA-approved condition. Insurance companies often do not cover off-label drug uses.
  •  

  • The insurance plan may not cover Metformin if a cheaper, generic alternative is available and preferred, and Metformin is being requested as a name-brand medication instead of its generic equivalent.
  •  

  • Coverage might also be denied if a patient has exceeded the step therapy protocol, meaning they haven't tried other preferred medications first, which is a requirement before covering Metformin.
  •  

  • If the prescription for Metformin lacks sufficient medical necessity as determined by Blue Cross Blue Shield’s guidelines, coverage may be refused. This could occur if the documentation does not adequately demonstrate the need for Metformin specifically over other treatment options.
  •  

  • Metformin coverage might not be provided if patient-specific restrictions are present, such as restrictions based on age, concurrent medical conditions, or contraindications outlined by the insurer.
  •  

  • In some cases, Metformin prescriptions will not be covered if it is needed for treatment without prior authorization where the policy stipulates that authorization is required to ascertain the medical necessity and appropriateness.

 

Together with our partners we have changed the lives of over 300,000 patients.

How Much Does Metformin Cost without Insurance?

 

Approximate Cost of Metformin Without Insurance

 

  • The cost of Metformin without insurance can vary based on the dosage and quantity of the tablets. Generally, a 30-day supply of the generic version of Metformin (500 mg) might cost around $4 to $15 at major retail pharmacies in the United States.
  •  

  • Prices can differ significantly between pharmacies, so it is advisable to check multiple sources for pricing. Some discount programs or pharmacy discount cards may offer lower prices.
  •  

  • It’s important to note that prices for the branded versions, such as Glucophage, can be higher, typically ranging from $50 to $100, depending on the pharmacy and dosage.
  •  

  • For individuals looking for potential savings, generic versions of Metformin are usually the most economical option.

 

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

How to Get Metformin Coverage with Blue Cross Blue Shield

 

Verify Metformin Coverage in Your Plan

 

  • Review your specific Blue Cross Blue Shield (BCBS) policy details. Log into your BCBS member portal to access your policy documents or find a digital copy of your plan formulary.
  •  

  • Check whether Metformin is listed under the approved prescriptions. This can be found in the drug formulary section of your policy.
  •  

  • Contact BCBS member services using the customer service number on your insurance card if you need further clarification about your coverage regarding Metformin.

 

Consult with Your Healthcare Provider

 

  • Schedule an appointment with your healthcare provider to discuss your need for Metformin.
  •  

  • Request that your doctor provides a prescription for Metformin if deemed necessary for your medical condition.

 

Submit a Prescription to Your Pharmacy

 

  • Provide your pharmacy with the Metformin prescription from your healthcare provider.
  •  

  • Ensure the pharmacy has your current BCBS insurance details. You can do this by showing your insurance card or calling ahead to make necessary arrangements.

 

Request Prior Authorization If Necessary

 

  • If required, your healthcare provider or the pharmacy will initiate a prior authorization request to BCBS to obtain approval for Metformin coverage.
  •  

  • Verify if any additional information or documentation is required from you during the prior authorization process. You might need to provide past medical records or evidence of previous treatments.

 

Manage Co-Payments and Expenses

 

  • Discuss co-payment amounts with your pharmacy once Metformin is approved under your BCBS plan.
  •  

  • Inquire about any available discount programs or savings plans that might help reduce your out-of-pocket expenses.

 

Contact BCBS for Additional Support

 

  • Reach out to BCBS customer service for any questions or concerns related to your drug coverage and to ensure a smooth claims process.
  •  

  • Consider scheduling a consultation with a BCBS insurance advisor who can explain benefits in detail and help facilitate your Metformin coverage.

 

Keep Records of Your Transactions

 

  • Maintain copies of all documentation related to your Metformin prescriptions, insurance claims, and authorization requests to ensure you have records for future reference.
  •  

  • Document any communication with your insurance provider and healthcare provider regarding Metformin coverage.

 

Premium Medication you can trust

Our weight loss medication is delivered straight to your doorstep from a state-licensed pharmacy within our reliable network, ensuring you receive your medication when you need it.

Each pharmacy in our network undergoes rigorous third-party testing through FDA and DEA certified labs. These tests focus on four key elements, ensuring both safety and efficacy for our treatments.

Metformin FAQ

What are common side effects of Metformin?

 

Common Side Effects of Metformin

 

  • Nausea  and  vomiting:  Initial  use  often  leads  to  gastrointestinal  discomfort.
  •  

  • Diarrhea: Can occur as the body adjusts to the medication.
  •  

  • Stomach pain: Abdominal discomfort may occur, especially in the beginning.
  •  

  • Loss of appetite: A reduction in appetite is sometimes reported.
  •  

  • Metallic taste: Some users experience an unusual taste in the mouth.
  •  

  • Fatigue: Occasionally, tiredness or weakness may develop.
  •  

  • Lactic acidosis: Rare yet serious; symptoms include muscle pain, trouble breathing, or slow heart rate. Seek immediate medical attention if suspected.

 

Can Metformin help with weight loss?

 

Metformin and Weight Loss

 

  • Metformin is primarily a medication for type 2 diabetes, but it can lead to modest weight loss. This effect is due mainly to its impact on insulin sensitivity and appetite regulation.
  •  

  • It lowers insulin levels and can reduce hunger, leading some patients to eat fewer calories unintentionally.
  •  

  • Metformin is not FDA-approved for weight loss. It should not be used solely for this purpose unless prescribed by a healthcare provider.
  •  

  • While some people may experience weight loss, results can vary. Lifestyle changes, such as diet and exercise, are essential for substantial weight management.
  •  

 

Is Metformin used for treating prediabetes?

 

Metformin for Prediabetes

 

  • Metformin is a first-line medication primarily used to treat type 2 diabetes, but it also plays a role in managing prediabetes.
  •  

  • Studies suggest that Metformin can reduce the progression from prediabetes to diabetes, especially in individuals with a BMI over 35, those under 60, and women with a history of gestational diabetes.
  •  

  • Metformin works by improving insulin sensitivity and decreasing liver glucose production, which helps in controlling blood sugar levels effectively.
  •  

  • While lifestyle changes remain the cornerstone of prediabetes management, Metformin can be an adjunct therapy under a doctor's supervision.
  •  

  • It's important for patients to discuss potential benefits and side effects with their healthcare provider, as individual needs may vary.

 

Have questions left?

Get a personalized online consultation with a doctor at Curex

Curex is one of America’s largest telehealth providers

Together with our partners we have changed the lives of over 300,000 patients. Here’s what some of them have to say:

“Curex has performed beyond my expectations. I am feeling tremendously better and look forward to continuing the treatment.”
Becky D.
"If I could give 6 stars, I would. BEST... BEST… BEST… service.”
Ferdian K.
“The Curex staff has been professional, efficient, and really focused on my individual needs.”
Ana C.

Start your
journey now

Everything you need is included:

Online consultation

Your prescription

Premium medication

Overnight shipping

Ongoing support

A weight management program tailored to you

Initial Dosage

Your initial medication and dosage are carefully determined by doctors, taking into account your unique health profile. This ensures a personalized and safe treatment plan tailored to your specific needs.

Titration

We gradually adjust your dosage to reach the optimal therapeutic level, ensuring maximum effectiveness while minimizing potential side effects.

Additional Treatments

Our providers may also recommend medications such as metformin or supplements such as vitamin B12. We recognize the importance of managing side effects, so your care plan may include medication to alleviate them.

Got questions? We have answers.

Do your plans include prescriptions and medications?

Curex plans cover everything from reviewing your medical intake to providing prescription medications, with free shipping included. There are no extra or hidden charges. Prescriptions are issued only after a medical provider reviews your information to confirm that the medication is suitable for you. Our service includes continuous support and regular follow-ups to ensure your treatment stays on track.

Our clinicians may order labs and additional medications for you, which would not be covered by the plan but for which you can use your insurance.

Please note: Compounded medications are tailored to individual needs or used in case of shortages, but they are not FDA-approved for safety or effectiveness. A prescription is required. Results may vary from person to person.

What medications do your providers prescribe?

We prioritize a personalized approach to your health. If your medical provider prescribes medication, options may include GLP-1 treatments such as compounded semaglutide (the active ingredient in Wegovy®* and Ozempic®*). Our providers prescribe only combination treatments not available at your local pharmacy that may include vitamin B12, etc. to help you achieve your goals faster.

Depending on your treatment goals, other medications such as metformin may also be considered. We recognize the importance of managing side effects, so your care plan might include medication to ease symptoms like nausea. Your well-being is always our top priority!

Please note that compounded medications are customized to meet individual patient needs and are not FDA-approved for safety or effectiveness. A prescription is necessary. Results may vary from person to person.

Curex and its pharmacy partners do not have any association with Novo Nordisk.

Will I be prescribed semaglutide if I sign up?

Your health journey is unique, and we tailor our care to match. Any prescriptions, including semaglutide, will be based on the expert assessment of the medical provider matched with you through our platform. You can trust that your treatment plan will be personalized to fit your specific needs. And if semaglutide is not prescribed, we will provide a full refund.

What is compounded medication?

Compounding involves creating customized medications to meet the specific needs of individual patients. For instance, a patient may require a liquid version of a medication that is only available in tablet form. Pharmacies can also compound medications using FDA-approved drugs that are on the FDA’s shortage list.

These compounded medications are made by state-licensed pharmacies that follow both federal and state regulations, including quality standards. However, when compounded in accordance with these laws, these medications are not subject to FDA approval and are not evaluated for safety or effectiveness.

Is compounded medication the same as generic medication?

Compounded medications differ from generic drugs. Generics require FDA approval by demonstrating bio-equivalence to the brand-name drug. In contrast, compounded medications are not FDA-approved. They are made based on a personalized prescription that may not be commercially available elsewhere or when a drug appears on the FDA’s shortage list. Compounding pharmacies must have the proper licensed facilities and comply with state and federal regulations before dispensing these medications.

Is insurance required?

No, Curex doesn’t require insurance. We offer clear and simple pricing, along with affordable medication options, making it easy and accessible to take care of your health.

Can I pay with an FSA or HSA card?

Yes! You can pay with your HSA or FSA card.

How much does treatment cost?

Semaglutide Injections:

Prices for semaglutide start at only $149 per month for weekly doses of 0.25mg and 0.5mg. You can cancel anytime. Some people experience weight loss at these doses and higher doses aren't advisable due to a higher risk of side effects. If you need a higher dose to achieve your weight loss goals, we offer higher-dose plans for 1mg, 1.7mg and 2.4mg of semaglutide for an additional $50 per month for each plan.

Tirzepatide Injections:

Prices for tirzepatide start at only $249 per month for weekly doses of 2.5mg and 5mg of tirzepatide.You can cancel anytime. Some people experience weight loss at these doses and higher doses aren't advisable due to a higher risk of side effects. If you need a higher dose to achieve your weight loss goals, we offer higher-dose plans for 7.5mg, 10mg and 12.5mg of tirzepatide for an additional $100 per month for each plan.

Semaglutide Tablets:

Prices for semaglutide tablets start at only $149 per month for daily doses of 2mg. You can cancel anytime. Some people experience weight loss at this dose and higher doses aren't advisable due to a higher risk of side effects. If you need a higher dose to achieve your weight loss goals, we offer higher-dose plans for 4mg and 8mg of semaglutide daily for an additional $50 per month for each plan.

Tirzepatide Tablets:

Prices for tirzepatide start at only $199 per month for daily dosees of 3mg of tirzepatide. You can cancel anytime. Some people experience weight loss at these doses and higher doses aren't advisable due to a higher risk of side effects. If you need a higher dose to achieve your weight loss goals, we offer higher-dose plans for 6mg and 12 mg of tirzepatide daily for an additional $100 per month for each plan.

Can you prescribe Ozempic®* or Wegovy®*?

Our providers focus on personalized medications and dosages that aren’t commercially available at your local pharmacy. While we don’t prescribe Ozempic®* or Wegovy®* directly, we may prescribe treatments containing the same active ingredient. These medications are specially compounded for you by a licensed pharmacy to meet your specific needs.

Are video visits with a provider required?

Our providers will review your information 100% online. Depending on where you live and the specifics of your medical history, our providers may require you to have a video visit or asynchronous visit via text message. If prescribed, you’ll get unlimited online access to message your provider as needed for follow-ups, adjustments, and answers to your questions.

What states do you serve?

Currently, we do not serve Arkansas, Connecticut, and New Mexico. However, we are always working to expand our reach, so stay in touch with us at hi@getcurex.com.

Made in Webflow