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How to Get Aetna Insurance

Learn to get Aetna insurance: apply online, fix lost cards and check approval times in our step-by-step guide.

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Determine Your Eligibility and Needs

If you are employed: Check with your employer’s HR department to see if Aetna is offered as a group benefit. If so, request information on the available plan options, enrollment periods, and contribution details.
If you are self-employed or seeking individual coverage: Visit Aetna’s website (aetna.com) or the Healthcare.gov marketplace if you qualify for ACA plans. Explore individual, family, and Medicare options, depending on your current situation.
If you are over 65 or have disabilities: Specifically consider Aetna Medicare plans. These include:
- Aetna Medicare Advantage: All-in-one plans that combine hospital, medical, and often prescription drug coverage.
- Aetna Medicare Supplement: Medigap policies to help cover out-of-pocket costs not included in traditional Medicare.

Research Specific Aetna Plans

Aetna Individual & Family: These plans cover routine doctor visits, emergency services, preventive care, and specialist referrals. Compare variations such as high-deductible health plans (HDHPs) paired with Health Savings Accounts (HSAs) and more comprehensive plans.
Aetna Employer Group Plans: These are usually offered via your employer. Look into the differences between plans like Aetna Choice POS (Point of Service) or other network-based plans that allow some flexibility in choosing providers.
Aetna Medicare: Review the detailed options including Medicare Advantage, Prescription Drug Plans (Part D), and Medicare Supplement plans. Consider your current health needs, preferred doctors, and required medications.
Aetna Dental and Vision: When applicable, check add-on or stand-alone options for dental and vision care if your plan does not already include these benefits.

Gather Essential Documents for Enrollment

Personal Identification: Have a valid photo ID, such as a driver's license or passport.
Social Security Details: Your Social Security number is usually required for enrollment verification and to check eligibility for certain subsidies.
Income Information: For ACA plans, keep recent pay stubs, tax returns, or other proof of income. This is essential for determining your eligibility for tax credits or subsidies.
Proof of Citizenship or Immigration Status: Required for federal exchanges.
Dependent Information: If adding family members, have their birth dates, Social Security numbers, and any relevant documentation that confirms their relationship to you.

Apply for Your Aetna Plan

Online Enrollment: For ease and efficiency, enroll directly on Aetna's website. Create an online account and fill out the application form with your personal details, income, and coverage needs.
Marketplace Enrollment: If using Healthcare.gov, search for available Aetna plans. Follow the guided process and submit the required documents as prompted.
Local Assistance: Consider contacting an Aetna representative or an insurance broker who specializes in Aetna products. They can guide you through plan comparisons and answer any detailed queries about benefits and costs.
Paper Applications: In some cases, especially for Medicare or employer-based coverage, you might be required to fill out a paper enrollment form. Download the necessary forms from Aetna's website or request them via phone or in person.

Review and Finalize Your Coverage

Confirm Your Plan Details: Before finalizing, carefully review the Summary of Benefits and Coverage (SBC) provided by Aetna. Make sure you understand deductibles, copayments, coinsurance, prescription drug coverage, provider networks, and any exclusions.
Plan Start Date: Confirm when your coverage begins. This is important to ensure there are no gaps in coverage, especially if you are transitioning between plans.
Payment Information: Set up your payment schedule. Whether premium payments are deducted through payroll (if employer sponsored) or paid directly, ensure your bank or credit card info is up-to-date to prevent coverage interruptions.

Follow Up with Customer Support and Ongoing Management

Confirm Enrollment: Once you submit your application, you should receive an enrollment confirmation either online or via mail. Keep this confirmation and any documents for your records.
Contact Customer Support: If you have any questions or need clarification, call Aetna’s customer support. Have your member ID (if available) and any correspondence handy to assist the support representative.
Manage Your Plan Online: Sign up for and regularly check your Aetna online account to view claims, manage your benefits, and update any personal information.

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Clinical Support

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple. We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

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Cat and dog allergies

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We Treat Allergies

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Molds

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50,000+ users have overcome their allergies

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At-home Immunotherapy

Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option

Treatment prescribed
by clinician

Clinicaly made allergen extracts are customized for your allergies

Your immune system gets desensitized to allergens, giving you long-term relief.

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