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How to Get Blue Cross Blue Shield of Minnesota Insurance

Get Blue Cross Blue Shield MN insurance quickly. Apply online, check wait times, and learn how to recover a lost card.

Treat your allergies with Curex

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“Curex is changing the landscape of allergies in 2024”

Step 1: Determine Your Eligibility and Needs

Review Coverage Requirements: Identify whether you need individual, family, or group (employer-based) insurance. Consider your health care needs, such as prescription drugs, specialist visits, or chronic condition management.
Check Residency and Employment Status: Blue Cross Blue Shield of Minnesota serves residents of Minnesota. You may need proof of residency such as a recent utility bill, lease agreement, or driver's license.
Assess Income and Subsidy Eligibility: If you're exploring plans through the Affordable Care Act (ACA) marketplace, gather recent pay stubs, tax returns, or any documentation that verifies your income to check subsidy or cost-sharing reduction eligibility.
Gather Personal Information: Prepare your Social Security Number (SSN), date of birth, and contact details to ensure you have all necessary information for the application.

Step 2: Explore Your Plan Options

Blue Care Options: Typically includes multiple tiers such as HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), and EPO (Exclusive Provider Organization). Each offers different levels of flexibility and cost-sharing. Carefully review provider networks and prescription drug formularies specific to each plan.
Blue Advantage Plans: These plans often focus on cost-effective options with lower premiums. Compare deductible levels, out-of-pocket maximums, and benefits that cater to your regular health care use.
ACA Marketplace Options: Depending on your income, you might qualify for tax credits and subsidies. Visit the official Minnesota state or federal marketplace site alongside Blue Cross Blue Shield of Minnesota’s offerings to see how these plans compare.
Supplemental Benefits: Consider additional coverages like dental, vision, or mental health benefits which may be offered as separate packages or bundled options with your main plan.

Step 3: Start Your Application Process

Visit the Official Website: Head to www.bcbsmn.com for the most accurate and updated plan information. Use the site’s “Find a Plan” or “Get a Quote” feature to start exploring specific plans tailored to your needs.
Set Up an Account: Create a secure profile on the Blue Cross Blue Shield of Minnesota website. You will need your email address, a secure password, and personal identification details such as your SSN and birth date.
Complete the Application: Fill in required details such as your current health status, family member information (if applying for more than one person), and financial details. Certain sections may ask for documentation uploads, so have scanned copies of your driver’s license, utility bills, pay stubs, and previous medical records if required.
Plan Comparison and Selection: Use the website’s interactive tools to compare plans side by side. Focus on premium costs, deductible amounts, co-payments, and in-network provider availability. If you have specific needs like specialist care or ongoing prescriptions, ensure the plan covers these services comprehensively.

Step 4: Finalize Enrollment and Get Assistance if Needed

Review Your Application: Double-check all entries for accuracy. Watch out for typos in your SSN, birth dates, or contact information since errors may delay processing.
Submit Your Application: Follow the prompts on the website to complete enrollment. You will typically receive a confirmation email or portal message outlining next steps and estimated coverage start dates.
Contact Customer Service: If you have any questions or run into issues during the online application, call the dedicated Blue Cross Blue Shield of Minnesota customer service center. Their representatives can assist with technical questions, plan details, and clarification of any policy terms. The customer service number is usually prominent on the website’s contact page.
Receive and Review Your Insurance Materials: After successful enrollment, expect to receive a welcome packet with your membership ID, benefit summaries, and detailed policy information. Read through these materials carefully to understand all covered benefits and claim procedures.

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Treat your allergies with Curex - $49 $9.99

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Clinical Support

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple. We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

Happy Customers

We love helping people!

Allie, Nevada

"I have two cats I can finally cuddle!"
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Cat and dog allergies

Zachary, Texas

“I can breathe through my nose for the first time in like 20 years!"

Dust and mold allergies

Erika, New York

“I've noticed less sneezing and shortness of breath.”

Tree and grass allergies

Richard, Texas

I love the convenience!
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Tree and cat allergies

We Treat Allergies

Food Allergies

Weed Pollens

Cat Allergies

Dog Allergies

Dust Mites

Molds

Tree Pollens

curex user showing allergy treatment kit

a male patient showing allergy drops vial

50,000+ users have overcome their allergies

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At-home Immunotherapy

Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option

Treatment prescribed
by clinician

Clinicaly made allergen extracts are customized for your allergies

Your immune system gets desensitized to allergens, giving you long-term relief.

FAQs

How to Get Blue Cross Blue Shield of Minnesota Insurance

Get Blue Cross Blue Shield MN insurance quickly. Apply online, check wait times, and learn how to recover a lost card.

Achieve Your Goals Faster with Curex

Step 1: Determine Your Eligibility and Needs

Review Coverage Requirements: Identify whether you need individual, family, or group (employer-based) insurance. Consider your health care needs, such as prescription drugs, specialist visits, or chronic condition management.
Check Residency and Employment Status: Blue Cross Blue Shield of Minnesota serves residents of Minnesota. You may need proof of residency such as a recent utility bill, lease agreement, or driver's license.
Assess Income and Subsidy Eligibility: If you're exploring plans through the Affordable Care Act (ACA) marketplace, gather recent pay stubs, tax returns, or any documentation that verifies your income to check subsidy or cost-sharing reduction eligibility.
Gather Personal Information: Prepare your Social Security Number (SSN), date of birth, and contact details to ensure you have all necessary information for the application.

Step 2: Explore Your Plan Options

Blue Care Options: Typically includes multiple tiers such as HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), and EPO (Exclusive Provider Organization). Each offers different levels of flexibility and cost-sharing. Carefully review provider networks and prescription drug formularies specific to each plan.
Blue Advantage Plans: These plans often focus on cost-effective options with lower premiums. Compare deductible levels, out-of-pocket maximums, and benefits that cater to your regular health care use.
ACA Marketplace Options: Depending on your income, you might qualify for tax credits and subsidies. Visit the official Minnesota state or federal marketplace site alongside Blue Cross Blue Shield of Minnesota’s offerings to see how these plans compare.
Supplemental Benefits: Consider additional coverages like dental, vision, or mental health benefits which may be offered as separate packages or bundled options with your main plan.

Step 3: Start Your Application Process

Visit the Official Website: Head to www.bcbsmn.com for the most accurate and updated plan information. Use the site’s “Find a Plan” or “Get a Quote” feature to start exploring specific plans tailored to your needs.
Set Up an Account: Create a secure profile on the Blue Cross Blue Shield of Minnesota website. You will need your email address, a secure password, and personal identification details such as your SSN and birth date.
Complete the Application: Fill in required details such as your current health status, family member information (if applying for more than one person), and financial details. Certain sections may ask for documentation uploads, so have scanned copies of your driver’s license, utility bills, pay stubs, and previous medical records if required.
Plan Comparison and Selection: Use the website’s interactive tools to compare plans side by side. Focus on premium costs, deductible amounts, co-payments, and in-network provider availability. If you have specific needs like specialist care or ongoing prescriptions, ensure the plan covers these services comprehensively.

Step 4: Finalize Enrollment and Get Assistance if Needed

Review Your Application: Double-check all entries for accuracy. Watch out for typos in your SSN, birth dates, or contact information since errors may delay processing.
Submit Your Application: Follow the prompts on the website to complete enrollment. You will typically receive a confirmation email or portal message outlining next steps and estimated coverage start dates.
Contact Customer Service: If you have any questions or run into issues during the online application, call the dedicated Blue Cross Blue Shield of Minnesota customer service center. Their representatives can assist with technical questions, plan details, and clarification of any policy terms. The customer service number is usually prominent on the website’s contact page.
Receive and Review Your Insurance Materials: After successful enrollment, expect to receive a welcome packet with your membership ID, benefit summaries, and detailed policy information. Read through these materials carefully to understand all covered benefits and claim procedures.

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Start with Curex

Application Submission

Apply Online or Through an Agent: For Blue Cross Blue Shield of Minnesota, applying online with complete and accurate information provides the fastest processing time.
Processing Time: Typically, once your application is submitted, it takes about 5 to 10 business days to review and process your information if there are no complications.

Underwriting and Approval

Initial Review: During this phase, the underwriting team carefully reviews all the details. If your application is straightforward and meets all qualifications, the review may be completed in as little as 5 business days.
Additional Information: In some cases, if further documentation or clarification is needed, expect the process to extend up to about 15 business days from the date of application submission.

Issuance of Insurance Card

Final Approval: Once confirmed, your insurance plan is officially approved. You will then receive your insurance card via mail, which usually takes an additional 2 to 3 business days to arrive.
Overall Timeline: For most applications submitted online with complete documentation, you can expect the entire process—from application to receiving your card—to be completed in approximately 7 to 15 business days.

How Long It Takes to Get Blue Cross Blue Shield of Minnesota Insurance

Immediate Steps

Stay calm—losing your card is common and can be easily resolved.
Look for your member ID number in any secure emails, previous billing statements, or by logging into your Blue Cross Blue Shield of Minnesota member portal.
If you can’t find your member ID, be prepared to verify details like your full name, date of birth, and Social Security number when contacting customer support.

Contact Customer Service

Call the Blue Cross Blue Shield of Minnesota customer service number at 1-800-999-9090 (or the specific number provided on your plan documents). Representatives are available to help you 24/7.
Inform them that you lost your card and request a replacement. Follow their instructions, and note down any reference number or instructions provided.
If you have supplementary lines (like for dental or vision), mention them so that each card replacement request is processed accordingly.

Use the Online Member Portal

Sign in at mybluecrossmn.org using your username and password.
Locate the “Card Replacement” feature in your account dashboard. This option is clearly labeled and designed to guide you through the process.
Fill out the online form by confirming your personal and mailing details. This ensures your new card will be sent to the correct address.

Utilize the Mobile App

If you haven’t already, download the Blue Cross Blue Shield of Minnesota mobile app from your device’s app store.
Log in to access your digital membership information. The app usually provides a temporary digital card which can be used until your physical card arrives.
This digital version is a secure and immediate solution while you await your replacement.

Final Tips and Follow-Up

Keep records of all interactions, whether by phone or online, including any confirmation or reference numbers.
Check your email for further notifications or updates regarding the shipment of your new card.
If the replacement card does not arrive within the timeframe provided by customer support, call back with your reference number to follow up on the status.

Together with our partners we have changed the lives of over 300,000 patients.

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What to Do If You Lost Your Blue Cross Blue Shield of Minnesota Card

Access the Blue Cross Blue Shield of Minnesota Website

Open your internet browser and navigate to the official Blue Cross Blue Shield of Minnesota website (www.bcbsmn.com).
Verify that you are on the correct website by checking for the official logo and secure connection (https in the URL).
Look for the “Apply for Insurance” or “Get Coverage” option prominently displayed on the homepage.

Create or Sign In to Your Account

If you already have an account, click the "Sign In" button usually available at the top-right corner of the screen and proceed with your username and password.
If you do not have an account yet, locate the “Register” or “Create an Account” link. Click on it to begin the registration process.
Fill in the required personal details like name, date of birth, email address, and set up a secure password. Make sure all information is entered accurately as it will be used throughout your application.
After registration, check your email for a confirmation link and click it to complete your account setup.

Begin the Online Application Process

Once signed in, navigate to the application section. This may be under a menu labeled “Apply Online” or “New Application.”
Click the “Start New Application” button to initiate the process.
Read any introductory information provided regarding eligibility and required documents before proceeding.

Enter Your Personal and Financial Information

Fill in your personal details including full name, contact information, address, and Social Security Number if required.
Provide any relevant family or dependent information if you plan to add them to your coverage.
Enter your income details, employment status, and other financial information if the plan or any subsidies depend on it. Double-check these details for accuracy.

Choose Your Preferred Plan

Review the list of available plans provided during the application process.
Use the online tools or filters to compare plan benefits, costs, and coverage details.
Select the plan that best fits your healthcare needs and budget by clicking on the “Select” or “Apply” button next to your preferred plan.

Upload Required Documents

Be prepared to upload scanned copies or digital photos of necessary documents such as proof of identity, income verification, and citizenship or residency status.
Follow the upload instructions carefully by clicking on the “Upload Documents” section and choosing files from your computer or device.
Ensure that each file is in the accepted format (e.g., PDF, JPEG) and does not exceed the specified size limits.

Review and Submit Your Application

Carefully review all the information entered in your application. Use the “Review Application” feature if available.
Check for any possible errors or omissions. Editing options will usually be provided if changes are needed.
Once you are confident that every detail is correct, click the “Submit Application” button at the bottom of the page.
You should receive an immediate confirmation on-screen that your application has been submitted successfully.

Confirm Your Application via Email

After submission, monitor your email inbox (and spam folder) for a confirmation message from Blue Cross Blue Shield of Minnesota.
This email will contain important details about the next steps and may include contact information if further documents or clarifications are required.
Print or save this confirmation for your records and use the provided reference number in any future communications regarding your application.

Follow Up if Necessary

If you do not receive an email confirmation within 24-48 hours, revisit the website and check your account for status updates.
You can also contact customer service via the website’s live chat or call the dedicated support number provided in the “Contact Us” section for any follow-up questions.
Keep any correspondence, receipts, or confirmation numbers handy until your application is fully processed and active.

Clinical Support

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

Jill Hamburg, PA - C

Immunotherapy made simple. We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Kayla Mardaga, NP

Premium Medication you can trust

Our weight loss medication is delivered straight to your doorstep from a state-licensed pharmacy within our reliable network, ensuring you receive your medication when you need it.

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Each pharmacy in our network undergoes rigorous third-party testing through FDA and DEA certified labs. These tests focus on four key elements, ensuring both safety and efficacy for our treatments.

How to Apply for Blue Cross Blue Shield of Minnesota Insurance Online

Have questions left?

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Get a personalized online consultation with a doctor at Curex

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Curex is one of America’s largest telehealth providers

Together with our partners we have changed the lives of over 300,000 patients. Here’s what some of them have to say:

“Curex has performed beyond my expectations. I am feeling tremendously better and look forward to continuing the treatment.”

Becky D.

"If I could give 6 stars, I would. BEST... BEST… BEST… service.”

Ferdian K.

“The Curex staff has been professional, efficient, and really focused on my individual needs.”

Ana C.

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Everything you need is included:

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Premium medication

Overnight shipping

Ongoing support

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A weight management program tailored to you

Initial Dosage

Your initial medication and dosage are carefully determined by doctors, taking into account your unique health profile. This ensures a personalized and safe treatment plan tailored to your specific needs.

Titration

We gradually adjust your dosage to reach the optimal therapeutic level, ensuring maximum effectiveness while minimizing potential side effects.

Additional Treatments

Our providers may also recommend medications such as metformin or supplements such as vitamin B12. We recognize the importance of managing side effects, so your care plan may include medication to alleviate them.

Got questions? We have answers.

Do your plans include prescriptions and medications?

Curex plans cover everything from reviewing your medical intake to providing prescription medications, with free shipping included. There are no extra or hidden charges. Prescriptions are issued only after a medical provider reviews your information to confirm that the medication is suitable for you. Our service includes continuous support and regular follow-ups to ensure your treatment stays on track.

Our clinicians may order labs and additional medications for you, which would not be covered by the plan but for which you can use your insurance.

Please note: Compounded medications are tailored to individual needs or used in case of shortages, but they are not FDA-approved for safety or effectiveness. A prescription is required. Results may vary from person to person.

What medications do your providers prescribe?

We prioritize a personalized approach to your health. If your medical provider prescribes medication, options may include GLP-1 treatments such as compounded semaglutide. Our providers prescribe only combination treatments not available at your local pharmacy that may include vitamin B12, etc. to help you achieve your goals faster.

Depending on your treatment goals, other medications such as metformin may also be considered. We recognize the importance of managing side effects, so your care plan might include medication to ease symptoms like nausea. Your well-being is always our top priority!

Please note that compounded medications are customized to meet individual patient needs and are not FDA-approved for safety or effectiveness. A prescription is necessary. Results may vary from person to person.

Curex and its pharmacy partners do not have any association with Novo Nordisk.

Will I be prescribed semaglutide?

Your health journey is unique, and we tailor our care to match. Any prescriptions, including semaglutide, will be based on the expert assessment of the medical provider matched with you through our platform. You can trust that your treatment plan will be personalized to fit your specific needs. And if semaglutide is not prescribed, we will provide a full refund.

What is compounded medication?

Compounding involves creating customized medications to meet the specific needs of individual patients. For instance, a patient may require a liquid version of a medication that is only available in tablet form. Pharmacies can also compound medications using FDA-approved drugs that are on the FDA’s shortage list.

These compounded medications are made by state-licensed pharmacies that follow both federal and state regulations, including quality standards. However, when compounded in accordance with these laws, these medications are not subject to FDA approval and are not evaluated for safety or effectiveness.

Is compounded medication the same as generic medication?

Compounded medications differ from generic drugs. Generics require FDA approval by demonstrating bio-equivalence to the brand-name drug. In contrast, compounded medications are not FDA-approved. They are made based on a personalized prescription that may not be commercially available elsewhere or when a drug appears on the FDA’s shortage list. Compounding pharmacies must have the proper licensed facilities and comply with state and federal regulations before dispensing these medications.

Is insurance required?

No, Curex doesn’t require insurance. We offer clear and simple pricing, along with affordable medication options, making it easy and accessible to take care of your health.

Can I pay with an FSA or HSA card?

Yes! You can pay with your HSA or FSA card.

Can you prescribe Ozempic®* or Wegovy®*?

Our providers focus on personalized medications and dosages that aren’t commercially available at your local pharmacy. We don’t prescribe Ozempic®* or Wegovy®.* We may prescribe treatments containing compounded semaglutide or tirzepatide. These medications are specially compounded for you by a licensed pharmacy to meet your specific needs.

Are video visits with a provider required?

Our providers will review your information 100% online. Depending on where you live and the specifics of your medical history, our providers may require you to have a video visit or asynchronous visit via text message. If prescribed, you’ll get unlimited online access to message your provider as needed for follow-ups, adjustments, and answers to your questions.

What states do you serve?

Currently, we do not serve Arkansas, Connecticut, and New Mexico. However, we are always working to expand our reach, so stay in touch with us at hi@getcurex.com.

How to Get Blue Cross Blue Shield of Minnesota Insurance

Get Blue Cross Blue Shield MN insurance quickly. Apply online, check wait times, and learn how to recover a lost card.

Achieve Your Goals Faster with Curex