How to Get Horizon Blue Cross Blue Shield of New Jersey Insurance

Discover how to get Horizon Blue Cross Blue Shield NJ insurance with tips on wait times, lost cards and online applications
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“Curex is changing the landscape of allergies in 2024”
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man opening Curex packaging

 

Understand Horizon Blue Cross Blue Shield of New Jersey Options

 
  • Plan Types: Horizon Blue Cross Blue Shield of New Jersey offers Several types of plans including individual & family health insurance, Medicare products, and group/employer-sponsored plans. Specific options include HMO plans, PPO plans, and High Deductible Health Plans (HDHP) that often qualify for Health Savings Accounts (HSAs).
  • Marketplace Plans: For qualified NJ residents, Horizon participates in the NJ State Health Insurance Marketplace. This allows you to compare various tiered plans (e.g., Bronze, Silver, Gold, Platinum) with different premium, deductible, and coverage levels.
  • Medicare Advantage: For those eligible for Medicare, Horizon offers Medicare Advantage plans that bundle Part A, Part B, and often Part D prescription coverage.

 

Check Your Eligibility and Requirements

 
  • Residency: You must be a resident of New Jersey. Ensure you have a current address proof such as a utility bill, lease agreement, or driver's license.
  • Citizenship/Immigration: Confirm your citizenship or immigration status as required for coverage. You may need documents like a passport, green card, or other official identification.
  • Income Verification (if applying for subsidies): Gather recent pay stubs, W-2 forms, or tax returns. These documents help determine eligibility for federal subsidies or cost-sharing reductions when using the Jersey Marketplace.

 

Gather the Required Documents

 
  • Personal Identification: A valid driver’s license, passport, or state-issued ID.
  • Social Security Number: Your Social Security card or any official document containing your SSN.
  • Proof of Residency: Utility bills, lease/mortgage agreement, or state-issued ID showing your current address.
  • Income Documentation: Recent pay stubs, W-2 forms, or tax return documents (typically the last year's tax filing).
  • Additional Documents (if applicable): For Medicare, include your Medicare card; for group coverage, your employer might require additional enrollment forms or verification forms.

 

Explore and Compare Your Options

 
  • Online Tools: Visit the Horizon Blue Cross Blue Shield of New Jersey website and use their plan comparison tool. This provides details on premiums, deductibles, provider networks, and additional benefits like prescription coverage.
  • Contact a Representative: If you need guidance, call the customer service number provided on the Horizon website. They can help clarify plan benefits, network information, and possible financial assistance options.
  • Use the NJ Marketplace: If you are buying an individual plan, go to the official NJ Health Insurance Marketplace website. Use your prepared documents to compare the Horizon plans available. The site will help determine eligibility for cost savings.

 

Enroll in a Plan

 
  • Online Enrollment: Once you select a plan, follow the step-by-step enrollment process on the Horizon website or NJ Marketplace. Complete all required fields and upload your necessary documentation.
  • Assisted Enrollment: If online procedures seem challenging, schedule an appointment with a licensed insurance broker or navigator. They can help complete the application process and verify your eligibility.
  • Confirm Enrollment: After submission, you will receive a confirmation email or letter from Horizon. Review all details, premium amounts, and coverage start dates to ensure everything is correct.

 

Follow-Up Steps After Enrollment

 
  • Receive Your Insurance Card: Once your enrollment is processed, expect your Horizon Blue Cross Blue Shield of New Jersey insurance card to arrive in the mail. This card will provide you with plan details and the customer service contact number.
  • Set Up Online Account: Register for an online account on the Horizon website. This platform is essential for managing your plan, checking claim statuses, and finding network providers.
  • Review Your Plan Details: Carefully review your plan coverage, deductibles, copays, and network providers. If you have any questions, call Horizon's customer service for clarification.

 

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Treat your allergies with Curex - $49  $9.99

Review your allergy test results with a Curex allergist.

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

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We love helping people!

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At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

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Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
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How to Get Horizon Blue Cross Blue Shield of New Jersey Insurance

Discover how to get Horizon Blue Cross Blue Shield NJ insurance with tips on wait times, lost cards and online applications
Curex allergy drops unboxing

 

Understand Horizon Blue Cross Blue Shield of New Jersey Options

 
  • Plan Types: Horizon Blue Cross Blue Shield of New Jersey offers Several types of plans including individual & family health insurance, Medicare products, and group/employer-sponsored plans. Specific options include HMO plans, PPO plans, and High Deductible Health Plans (HDHP) that often qualify for Health Savings Accounts (HSAs).
  • Marketplace Plans: For qualified NJ residents, Horizon participates in the NJ State Health Insurance Marketplace. This allows you to compare various tiered plans (e.g., Bronze, Silver, Gold, Platinum) with different premium, deductible, and coverage levels.
  • Medicare Advantage: For those eligible for Medicare, Horizon offers Medicare Advantage plans that bundle Part A, Part B, and often Part D prescription coverage.

 

Check Your Eligibility and Requirements

 
  • Residency: You must be a resident of New Jersey. Ensure you have a current address proof such as a utility bill, lease agreement, or driver's license.
  • Citizenship/Immigration: Confirm your citizenship or immigration status as required for coverage. You may need documents like a passport, green card, or other official identification.
  • Income Verification (if applying for subsidies): Gather recent pay stubs, W-2 forms, or tax returns. These documents help determine eligibility for federal subsidies or cost-sharing reductions when using the Jersey Marketplace.

 

Gather the Required Documents

 
  • Personal Identification: A valid driver’s license, passport, or state-issued ID.
  • Social Security Number: Your Social Security card or any official document containing your SSN.
  • Proof of Residency: Utility bills, lease/mortgage agreement, or state-issued ID showing your current address.
  • Income Documentation: Recent pay stubs, W-2 forms, or tax return documents (typically the last year's tax filing).
  • Additional Documents (if applicable): For Medicare, include your Medicare card; for group coverage, your employer might require additional enrollment forms or verification forms.

 

Explore and Compare Your Options

 
  • Online Tools: Visit the Horizon Blue Cross Blue Shield of New Jersey website and use their plan comparison tool. This provides details on premiums, deductibles, provider networks, and additional benefits like prescription coverage.
  • Contact a Representative: If you need guidance, call the customer service number provided on the Horizon website. They can help clarify plan benefits, network information, and possible financial assistance options.
  • Use the NJ Marketplace: If you are buying an individual plan, go to the official NJ Health Insurance Marketplace website. Use your prepared documents to compare the Horizon plans available. The site will help determine eligibility for cost savings.

 

Enroll in a Plan

 
  • Online Enrollment: Once you select a plan, follow the step-by-step enrollment process on the Horizon website or NJ Marketplace. Complete all required fields and upload your necessary documentation.
  • Assisted Enrollment: If online procedures seem challenging, schedule an appointment with a licensed insurance broker or navigator. They can help complete the application process and verify your eligibility.
  • Confirm Enrollment: After submission, you will receive a confirmation email or letter from Horizon. Review all details, premium amounts, and coverage start dates to ensure everything is correct.

 

Follow-Up Steps After Enrollment

 
  • Receive Your Insurance Card: Once your enrollment is processed, expect your Horizon Blue Cross Blue Shield of New Jersey insurance card to arrive in the mail. This card will provide you with plan details and the customer service contact number.
  • Set Up Online Account: Register for an online account on the Horizon website. This platform is essential for managing your plan, checking claim statuses, and finding network providers.
  • Review Your Plan Details: Carefully review your plan coverage, deductibles, copays, and network providers. If you have any questions, call Horizon's customer service for clarification.

 

A weight management program tailored to you

Start with Curex

 

Step 1: Submit Your Application

 

  • Online Application: The process to complete your online application can typically take about 5 to 10 minutes if you have all necessary information (personal details, income, etc.) ready.
  • Phone or In-Person: If you choose to apply by phone or in person, the consultation and paperwork might take a little longer – roughly 15 to 30 minutes – depending on your situation.

 

Step 2: Application Processing Period

 

  • Review Time: Once your application is submitted, Horizon BCBS of New Jersey generally processes the application within 5 to 7 business days, provided there are no issues or missing documents.
  • Additional Documentation: If additional documentation is required, this processing stage might extend to about 10 business days while you provide the necessary paperwork.

 

Step 3: Determining Your Coverage Start Date

 

  • Effective Date: After processing, if your application is approved, your coverage may begin as quickly as the next billing cycle or typically at the start of the following month. In many cases, new policy coverage is effective within 10 to 14 days from approval.
  • Immediate Needs: For urgent or immediate coverage needs, be sure to inform the representative; sometimes, provisional coverage can be arranged while the final process is completed.

 

Additional Considerations

 

  • Plan Verification: Ensure all information is accurate and up-to-date to avoid processing delays. Double-check eligibility documents and proof of income if required.
  • Communication: Keep an eye on your email and/or mailbox for any communication from Horizon BCBS of New Jersey. Prompt responses can help expedite the process.
  • Assistance: If you have questions or require help at any point, contact Horizon BCBS of New Jersey customer service – they're highly experienced and can make the process smoother.

 

Summary Timeline

 

  • Application Completion: 5-10 minutes (online) or 15-30 minutes (phone/in-person)
  • Processing Period: 5-7 business days (standard) up to 10 business days (if additional documentation is needed)
  • Coverage Start Date: Typically effective 10-14 days from approval or aligned with the next billing cycle

 

How Long It Takes to Get Horizon Blue Cross Blue Shield of New Jersey Insurance

 

Contact Customer Service Immediately

 
  • Call Horizon BCBS NJ: Reach out to Horizon Blue Cross Blue Shield of New Jersey’s Customer Service at 1-800-258-7765. Explain that you have lost your insurance card and need a replacement.
  • Have Your Information Ready: Be prepared with your personal details such as your name, date of birth, and member ID (if you remember it). They may ask security questions to verify your identity.
  • Ask About Temporary Solutions: Inquire if there is a digital version or temporary card available through their mobile app or online portal that you can use until your physical card arrives.

 

Use the Online Account for a Replacement

 
  • Log into Your Account: Visit the Horizon Blue Cross Blue Shield of New Jersey website and log into your member account. If you haven’t registered, consider doing so for easier access to services and information.
  • Request a Replacement Card: Once logged in, navigate to the “Member Services” section where you can request a replacement card. Fill in the necessary details and confirm your current mailing address.
  • Check for Digital Card Options: Many members have access to a digital version of their card that can be downloaded or saved to your mobile device for immediate use.

 

Follow Up and Monitor Your Request

 
  • Get Confirmation: After you have called or submitted the request online, make sure to get a confirmation number or email that your replacement is being processed.
  • Monitor Your Mail and Email: Horizon BCBS NJ typically sends a new card by mail within 7-10 business days, though in some cases it may take longer. Watch for any updates via email or in your online profile notifications.
  • Keep a Record: Write down the details of your conversation or the confirmation from your online request. This information may be useful in case of any delays or the need for additional follow-ups.

 

Prepare for Medical Visits in the Meantime

 
  • Inform Your Provider: If you have an upcoming appointment or need urgent care, inform your health provider that you have lost your card. Provide them with your member information and ask if a temporary confirmation can be accepted.
  • Use the Digital Card: If you obtained a digital version from the app or online account, show that at the time of service. Most medical providers accept the digital card while waiting for your physical one.
  • Keep Emergency Information Handy: Make a note of your Horizon BCBS NJ member ID and customer service number on your phone in case you need to provide proof of coverage quickly.

 

Together with our partners we have changed the lives of over 300,000 patients.

What to Do If You Lost Your Horizon Blue Cross Blue Shield of New Jersey Card

 

Visit the Official Horizon Blue Cross Blue Shield of New Jersey Website

 

  • Open your preferred web browser and type in the official Horizon BCBSNJ website address: https://www.horizonblue.com/nj
  • Ensure the URL is correct to guarantee security and up-to-date information.
  • Locate the “Sign Up” or “Apply Now” link on the homepage – this is typically found in a prominent location on the site.

 

Create Your Online Account

 

  • Before applying, click the “Sign In” or “Register” button to create an online account if you don’t already have one.
  • Fill in the requested fields including your email address, date of birth, and chosen password.
  • Confirm your email address by clicking on a verification link sent to your inbox. Verification is essential to protect your personal information.

 

Begin the Application Process

 

  • Log into your account once it is active.
  • Choose the “Apply for Coverage” option located on your account dashboard.
  • Follow the clear step-by-step instructions to provide necessary information such as your personal details, family members (if applicable), and any additional data required for the application.

 

Enter Personal and Employment Details

 

  • Be prepared to input your personal information: full name, address, Social Security Number (or other identification number), and contact details.
  • If applying through an employer or special program, locate the section where employment data or group identification is needed.
  • Double-check the accuracy of the information to avoid delays during processing.

 

Select the Plan that Best Suits Your Needs

 

  • Review the available health coverage plans detailed on the site. You may see options such as individual, family, or special programs.
  • Access plan details like premiums, deductibles, out-of-pocket maximums, and benefits to compare what each plan offers.
  • Choose the plan that aligns best with your healthcare needs and budget by clicking on the plan name or “Select” option next to it.

 

Review and Confirm Your Application Details

 

  • Before finalizing your application, carefully review all the information entered.
  • Ensure every detail including personal data, coverage choices, and beneficiary details (if applicable) is correct.
  • If necessary, utilize the “Edit” button to make corrections.

 

Complete the Application and Submit

 

  • Once all the required sections are filled, click the “Submit” button at the end of the application process.
  • You might see a confirmation message on the screen indicating that your application has been received.
  • Make sure to save or print a copy of the confirmation page or any reference numbers provided for your records.

 

Follow Up on Your Application

 

  • Log back into your online account periodically to check the status of your application.
  • Review any emails or messages from Horizon BCBSNJ for additional instructions or requests for further information.
  • Contact Horizon BCBSNJ customer service through the website if you encounter any issues or have questions regarding your application status.

 

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

Premium Medication you can trust

Our weight loss medication is delivered straight to your doorstep from a state-licensed pharmacy within our reliable network, ensuring you receive your medication when you need it.

Each pharmacy in our network undergoes rigorous third-party testing through FDA and DEA certified labs. These tests focus on four key elements, ensuring both safety and efficacy for our treatments.

How to Apply for Horizon Blue Cross Blue Shield of New Jersey Insurance Online

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Together with our partners we have changed the lives of over 300,000 patients. Here’s what some of them have to say:

“Curex has performed beyond my expectations. I am feeling tremendously better and look forward to continuing the treatment.”
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“The Curex staff has been professional, efficient, and really focused on my individual needs.”
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Everything you need is included:

Online consultation

Your prescription

Premium medication

Overnight shipping

Ongoing support

A weight management program tailored to you

Initial Dosage

Your initial medication and dosage are carefully determined by doctors, taking into account your unique health profile. This ensures a personalized and safe treatment plan tailored to your specific needs.

Titration

We gradually adjust your dosage to reach the optimal therapeutic level, ensuring maximum effectiveness while minimizing potential side effects.

Additional Treatments

Our providers may also recommend medications such as metformin or supplements such as vitamin B12. We recognize the importance of managing side effects, so your care plan may include medication to alleviate them.

Got questions? We have answers.

Do your plans include prescriptions and medications?

Curex plans cover everything from reviewing your medical intake to providing prescription medications, with free shipping included. There are no extra or hidden charges. Prescriptions are issued only after a medical provider reviews your information to confirm that the medication is suitable for you. Our service includes continuous support and regular follow-ups to ensure your treatment stays on track.

Our clinicians may order labs and additional medications for you, which would not be covered by the plan but for which you can use your insurance.

Please note: Compounded medications are tailored to individual needs or used in case of shortages, but they are not FDA-approved for safety or effectiveness. A prescription is required. Results may vary from person to person.

What medications do your providers prescribe?

We prioritize a personalized approach to your health. If your medical provider prescribes medication, options may include GLP-1 treatments such as compounded semaglutide. Our providers prescribe only combination treatments not available at your local pharmacy that may include vitamin B12, etc. to help you achieve your goals faster.

Depending on your treatment goals, other medications such as metformin may also be considered. We recognize the importance of managing side effects, so your care plan might include medication to ease symptoms like nausea. Your well-being is always our top priority!

Please note that compounded medications are customized to meet individual patient needs and are not FDA-approved for safety or effectiveness. A prescription is necessary. Results may vary from person to person.

Curex and its pharmacy partners do not have any association with Novo Nordisk.

Will I be prescribed semaglutide?

Your health journey is unique, and we tailor our care to match. Any prescriptions, including semaglutide, will be based on the expert assessment of the medical provider matched with you through our platform. You can trust that your treatment plan will be personalized to fit your specific needs. And if semaglutide is not prescribed, we will provide a full refund.

What is compounded medication?

Compounding involves creating customized medications to meet the specific needs of individual patients. For instance, a patient may require a liquid version of a medication that is only available in tablet form. Pharmacies can also compound medications using FDA-approved drugs that are on the FDA’s shortage list.

These compounded medications are made by state-licensed pharmacies that follow both federal and state regulations, including quality standards. However, when compounded in accordance with these laws, these medications are not subject to FDA approval and are not evaluated for safety or effectiveness.

Is compounded medication the same as generic medication?

Compounded medications differ from generic drugs. Generics require FDA approval by demonstrating bio-equivalence to the brand-name drug. In contrast, compounded medications are not FDA-approved. They are made based on a personalized prescription that may not be commercially available elsewhere or when a drug appears on the FDA’s shortage list. Compounding pharmacies must have the proper licensed facilities and comply with state and federal regulations before dispensing these medications.

Is insurance required?

No, Curex doesn’t require insurance. We offer clear and simple pricing, along with affordable medication options, making it easy and accessible to take care of your health.

Can I pay with an FSA or HSA card?

Yes! You can pay with your HSA or FSA card.

Can you prescribe Ozempic®* or Wegovy®*?

Our providers focus on personalized medications and dosages that aren’t commercially available at your local pharmacy. We don’t prescribe Ozempic®* or Wegovy®.* We may prescribe treatments containing compounded semaglutide or tirzepatide. These medications are specially compounded for you by a licensed pharmacy to meet your specific needs.

Are video visits with a provider required?

Our providers will review your information 100% online. Depending on where you live and the specifics of your medical history, our providers may require you to have a video visit or asynchronous visit via text message. If prescribed, you’ll get unlimited online access to message your provider as needed for follow-ups, adjustments, and answers to your questions.

What states do you serve?

Currently, we do not serve Arkansas, Connecticut, and New Mexico. However, we are always working to expand our reach, so stay in touch with us at hi@getcurex.com.

How to Get Horizon Blue Cross Blue Shield of New Jersey Insurance

Discover how to get Horizon Blue Cross Blue Shield NJ insurance with tips on wait times, lost cards and online applications
Curex allergy drops unboxing

How to Get Horizon Blue Cross Blue Shield of New Jersey Insurance

 

Understand Horizon Blue Cross Blue Shield of New Jersey Options

 
  • Plan Types: Horizon Blue Cross Blue Shield of New Jersey offers Several types of plans including individual & family health insurance, Medicare products, and group/employer-sponsored plans. Specific options include HMO plans, PPO plans, and High Deductible Health Plans (HDHP) that often qualify for Health Savings Accounts (HSAs).
  • Marketplace Plans: For qualified NJ residents, Horizon participates in the NJ State Health Insurance Marketplace. This allows you to compare various tiered plans (e.g., Bronze, Silver, Gold, Platinum) with different premium, deductible, and coverage levels.
  • Medicare Advantage: For those eligible for Medicare, Horizon offers Medicare Advantage plans that bundle Part A, Part B, and often Part D prescription coverage.

 

Check Your Eligibility and Requirements

 
  • Residency: You must be a resident of New Jersey. Ensure you have a current address proof such as a utility bill, lease agreement, or driver's license.
  • Citizenship/Immigration: Confirm your citizenship or immigration status as required for coverage. You may need documents like a passport, green card, or other official identification.
  • Income Verification (if applying for subsidies): Gather recent pay stubs, W-2 forms, or tax returns. These documents help determine eligibility for federal subsidies or cost-sharing reductions when using the Jersey Marketplace.

 

Gather the Required Documents

 
  • Personal Identification: A valid driver’s license, passport, or state-issued ID.
  • Social Security Number: Your Social Security card or any official document containing your SSN.
  • Proof of Residency: Utility bills, lease/mortgage agreement, or state-issued ID showing your current address.
  • Income Documentation: Recent pay stubs, W-2 forms, or tax return documents (typically the last year's tax filing).
  • Additional Documents (if applicable): For Medicare, include your Medicare card; for group coverage, your employer might require additional enrollment forms or verification forms.

 

Explore and Compare Your Options

 
  • Online Tools: Visit the Horizon Blue Cross Blue Shield of New Jersey website and use their plan comparison tool. This provides details on premiums, deductibles, provider networks, and additional benefits like prescription coverage.
  • Contact a Representative: If you need guidance, call the customer service number provided on the Horizon website. They can help clarify plan benefits, network information, and possible financial assistance options.
  • Use the NJ Marketplace: If you are buying an individual plan, go to the official NJ Health Insurance Marketplace website. Use your prepared documents to compare the Horizon plans available. The site will help determine eligibility for cost savings.

 

Enroll in a Plan

 
  • Online Enrollment: Once you select a plan, follow the step-by-step enrollment process on the Horizon website or NJ Marketplace. Complete all required fields and upload your necessary documentation.
  • Assisted Enrollment: If online procedures seem challenging, schedule an appointment with a licensed insurance broker or navigator. They can help complete the application process and verify your eligibility.
  • Confirm Enrollment: After submission, you will receive a confirmation email or letter from Horizon. Review all details, premium amounts, and coverage start dates to ensure everything is correct.

 

Follow-Up Steps After Enrollment

 
  • Receive Your Insurance Card: Once your enrollment is processed, expect your Horizon Blue Cross Blue Shield of New Jersey insurance card to arrive in the mail. This card will provide you with plan details and the customer service contact number.
  • Set Up Online Account: Register for an online account on the Horizon website. This platform is essential for managing your plan, checking claim statuses, and finding network providers.
  • Review Your Plan Details: Carefully review your plan coverage, deductibles, copays, and network providers. If you have any questions, call Horizon's customer service for clarification.

 

A weight management program tailored to you

Start with Curex

How Long It Takes to Get Horizon Blue Cross Blue Shield of New Jersey Insurance

 

Step 1: Submit Your Application

 

  • Online Application: The process to complete your online application can typically take about 5 to 10 minutes if you have all necessary information (personal details, income, etc.) ready.
  • Phone or In-Person: If you choose to apply by phone or in person, the consultation and paperwork might take a little longer – roughly 15 to 30 minutes – depending on your situation.

 

Step 2: Application Processing Period

 

  • Review Time: Once your application is submitted, Horizon BCBS of New Jersey generally processes the application within 5 to 7 business days, provided there are no issues or missing documents.
  • Additional Documentation: If additional documentation is required, this processing stage might extend to about 10 business days while you provide the necessary paperwork.

 

Step 3: Determining Your Coverage Start Date

 

  • Effective Date: After processing, if your application is approved, your coverage may begin as quickly as the next billing cycle or typically at the start of the following month. In many cases, new policy coverage is effective within 10 to 14 days from approval.
  • Immediate Needs: For urgent or immediate coverage needs, be sure to inform the representative; sometimes, provisional coverage can be arranged while the final process is completed.

 

Additional Considerations

 

  • Plan Verification: Ensure all information is accurate and up-to-date to avoid processing delays. Double-check eligibility documents and proof of income if required.
  • Communication: Keep an eye on your email and/or mailbox for any communication from Horizon BCBS of New Jersey. Prompt responses can help expedite the process.
  • Assistance: If you have questions or require help at any point, contact Horizon BCBS of New Jersey customer service – they're highly experienced and can make the process smoother.

 

Summary Timeline

 

  • Application Completion: 5-10 minutes (online) or 15-30 minutes (phone/in-person)
  • Processing Period: 5-7 business days (standard) up to 10 business days (if additional documentation is needed)
  • Coverage Start Date: Typically effective 10-14 days from approval or aligned with the next billing cycle

 

Together with our partners we have changed the lives of over 300,000 patients.

How to Apply for Horizon Blue Cross Blue Shield of New Jersey Insurance Online

 

Contact Customer Service Immediately

 
  • Call Horizon BCBS NJ: Reach out to Horizon Blue Cross Blue Shield of New Jersey’s Customer Service at 1-800-258-7765. Explain that you have lost your insurance card and need a replacement.
  • Have Your Information Ready: Be prepared with your personal details such as your name, date of birth, and member ID (if you remember it). They may ask security questions to verify your identity.
  • Ask About Temporary Solutions: Inquire if there is a digital version or temporary card available through their mobile app or online portal that you can use until your physical card arrives.

 

Use the Online Account for a Replacement

 
  • Log into Your Account: Visit the Horizon Blue Cross Blue Shield of New Jersey website and log into your member account. If you haven’t registered, consider doing so for easier access to services and information.
  • Request a Replacement Card: Once logged in, navigate to the “Member Services” section where you can request a replacement card. Fill in the necessary details and confirm your current mailing address.
  • Check for Digital Card Options: Many members have access to a digital version of their card that can be downloaded or saved to your mobile device for immediate use.

 

Follow Up and Monitor Your Request

 
  • Get Confirmation: After you have called or submitted the request online, make sure to get a confirmation number or email that your replacement is being processed.
  • Monitor Your Mail and Email: Horizon BCBS NJ typically sends a new card by mail within 7-10 business days, though in some cases it may take longer. Watch for any updates via email or in your online profile notifications.
  • Keep a Record: Write down the details of your conversation or the confirmation from your online request. This information may be useful in case of any delays or the need for additional follow-ups.

 

Prepare for Medical Visits in the Meantime

 
  • Inform Your Provider: If you have an upcoming appointment or need urgent care, inform your health provider that you have lost your card. Provide them with your member information and ask if a temporary confirmation can be accepted.
  • Use the Digital Card: If you obtained a digital version from the app or online account, show that at the time of service. Most medical providers accept the digital card while waiting for your physical one.
  • Keep Emergency Information Handy: Make a note of your Horizon BCBS NJ member ID and customer service number on your phone in case you need to provide proof of coverage quickly.

 

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

What to Do If You Lost Your Horizon Blue Cross Blue Shield of New Jersey Card

 

Visit the Official Horizon Blue Cross Blue Shield of New Jersey Website

 

  • Open your preferred web browser and type in the official Horizon BCBSNJ website address: https://www.horizonblue.com/nj
  • Ensure the URL is correct to guarantee security and up-to-date information.
  • Locate the “Sign Up” or “Apply Now” link on the homepage – this is typically found in a prominent location on the site.

 

Create Your Online Account

 

  • Before applying, click the “Sign In” or “Register” button to create an online account if you don’t already have one.
  • Fill in the requested fields including your email address, date of birth, and chosen password.
  • Confirm your email address by clicking on a verification link sent to your inbox. Verification is essential to protect your personal information.

 

Begin the Application Process

 

  • Log into your account once it is active.
  • Choose the “Apply for Coverage” option located on your account dashboard.
  • Follow the clear step-by-step instructions to provide necessary information such as your personal details, family members (if applicable), and any additional data required for the application.

 

Enter Personal and Employment Details

 

  • Be prepared to input your personal information: full name, address, Social Security Number (or other identification number), and contact details.
  • If applying through an employer or special program, locate the section where employment data or group identification is needed.
  • Double-check the accuracy of the information to avoid delays during processing.

 

Select the Plan that Best Suits Your Needs

 

  • Review the available health coverage plans detailed on the site. You may see options such as individual, family, or special programs.
  • Access plan details like premiums, deductibles, out-of-pocket maximums, and benefits to compare what each plan offers.
  • Choose the plan that aligns best with your healthcare needs and budget by clicking on the plan name or “Select” option next to it.

 

Review and Confirm Your Application Details

 

  • Before finalizing your application, carefully review all the information entered.
  • Ensure every detail including personal data, coverage choices, and beneficiary details (if applicable) is correct.
  • If necessary, utilize the “Edit” button to make corrections.

 

Complete the Application and Submit

 

  • Once all the required sections are filled, click the “Submit” button at the end of the application process.
  • You might see a confirmation message on the screen indicating that your application has been received.
  • Make sure to save or print a copy of the confirmation page or any reference numbers provided for your records.

 

Follow Up on Your Application

 

  • Log back into your online account periodically to check the status of your application.
  • Review any emails or messages from Horizon BCBSNJ for additional instructions or requests for further information.
  • Contact Horizon BCBSNJ customer service through the website if you encounter any issues or have questions regarding your application status.

 

Premium Medication you can trust

Our weight loss medication is delivered straight to your doorstep from a state-licensed pharmacy within our reliable network, ensuring you receive your medication when you need it.

Each pharmacy in our network undergoes rigorous third-party testing through FDA and DEA certified labs. These tests focus on four key elements, ensuring both safety and efficacy for our treatments.

Curex is one of America’s largest telehealth providers

Together with our partners we have changed the lives of over 300,000 patients. Here’s what some of them have to say:

“Curex has performed beyond my expectations. I am feeling tremendously better and look forward to continuing the treatment.”
Becky D.
"If I could give 6 stars, I would. BEST... BEST… BEST… service.”
Ferdian K.
“The Curex staff has been professional, efficient, and really focused on my individual needs.”
Ana C.

Start your
journey now

Everything you need is included:

Online consultation

Your prescription

Premium medication

Overnight shipping

Ongoing support

A weight management program tailored to you

Initial Dosage

Your initial medication and dosage are carefully determined by doctors, taking into account your unique health profile. This ensures a personalized and safe treatment plan tailored to your specific needs.

Titration

We gradually adjust your dosage to reach the optimal therapeutic level, ensuring maximum effectiveness while minimizing potential side effects.

Additional Treatments

Our providers may also recommend medications such as metformin or supplements such as vitamin B12. We recognize the importance of managing side effects, so your care plan may include medication to alleviate them.