Immunotherapy and Insurance: Coverage Options with Aetna

Explore Aetna's coverage options for allergy immunotherapy. Learn how your insurance plan can support your treatment and manage allergy symptoms effectively.
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Does Aetna Cover Allergy Immunotherapy?

Aetna typically covers allergy immunotherapy when medically necessary, including allergy shots and sublingual tablets, as outlined in their clinical policy bulletins. Coverage specifics may vary by plan.

For Aetna insurance policyholders seeking immunotherapy coverage, they must have a confirmed diagnosis of atopic disease from an allergist. Pre-authorization is often required, with documented evidence of allergy tests (e.g., skin or blood tests) supporting the need for treatment. The therapy must align with FDA-approved indications and Aetna's clinical policy bulletins. Maintenance therapy limits might apply, with renewals necessitating proof of clinical efficacy and symptom improvement. Exclusions may exist for certain conditions or unproven methods. It is advisable to consult the policy benefits and speak with an Aetna representative for specific plan details.

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Covered

Aetna covers a range of allergy immunotherapy treatments for eligible individuals when deemed medically necessary. These treatments include allergy skin testing, blood testing for specific IgE, and both subcutaneous (under the skin) and sublingual (under the tongue) immunotherapy. Coverage typically extends to the management of allergic rhinitis, asthma, and stinging insect allergies, where allergen immunotherapy is recognized for its efficacy in reducing symptoms and medication requirements over time. Aetna may also cover allergen immunotherapy for allergic conjunctivitis when accompanied by extensive documentation of medical necessity. Always check with the specific plan for details, as individual policies and state regulations can affect coverage options.

Uncovered

Aetna typically does not cover treatments and situations considered experimental or investigational in nature for allergy immunotherapy. Unproven services, self-administered allergen immunotherapy, and unconventional testing methods like cytotoxicity testing may also be excluded. Furthermore, certain non-standard allergens might not be eligible for coverage. It's important to review specific plan details, as exclusions can vary.

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Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

Step-by-Step Guide to Starting Allergy Immunotherapy with Aetna

1. Verify Coverage: Contact Aetna by calling the member services number on the back of your insurance card to confirm your plan covers allergy immunotherapy.

2. Ask Key Questions:
- What specific allergy immunotherapy treatments are covered?
- Are there any preferred providers or in-network specialists?
- Is pre-authorization required for treatment?
- What are the co-pays, deductibles, and out-of-pocket maximums?

3. Find a Provider: Use Aetna's online directory or ask the representative for in-network allergists.

4. Schedule Consultation: Make an appointment with an in-network allergist for evaluation and discuss Aetna coverage.

5. Obtain Pre-authorization: If required, ensure your allergist's office submits a pre-authorization request to Aetna.

6. Keep Documentation: Save all medical records, invoices, and correspondence regarding your immunotherapy treatment.

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Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
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Treatment prescribed
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Clinicaly made allergen extracts are customized for your allergies

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Your immune system gets desensitized to allergens, giving you long-term relief.

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