Immunotherapy and Insurance: Coverage Options with Blue Cross Blue Shield of Arizona

Explore allergy immunotherapy coverage options with Blue Cross Blue Shield of Arizona. Learn about insurance benefits and navigate your coverage smoothly.
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Does Blue Cross Blue Shield of Arizona Cover Allergy Immunotherapy?

Blue Cross Blue Shield of Arizona typically covers allergy immunotherapy if deemed medically necessary. Coverage details may vary, so review your plan or policy for specifics.

At Blue Cross Blue Shield of Arizona, allergy immunotherapy coverage typically requires a documented medical history of allergies plus evidence of unsuccessful standard treatment. Prior authorization may be necessary, where you provide details of the specific allergy tests performed and their results. Testing should align with clinically accepted methods. A treatment plan from a board-certified allergist, indicating the necessity and schedule for immunotherapy, is essential. Keep in mind, certain plans may have limitations on the number of treatments or duration of coverage, and over-the-counter remedies are often not covered. Always check your specific policy for detailed restrictions or exclusions.

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Covered

Blue Cross Blue Shield of Arizona covers a variety of treatments and situations for allergy immunotherapy, providing that these are deemed medically necessary and part of an approved treatment plan. Coverage typically includes diagnostic testing to confirm allergies, office visits for the administration of allergy shots (subcutaneous immunotherapy), and the allergenic extracts used in immunotherapy. Coverage may also extend to sublingual immunotherapy if considered appropriate and cost-effective. Preauthorization is usually required to ensure the proposed treatment aligns with the insurance provider's medical policies and guidelines. Members may also have access to specialized care through in-network providers who specialize in allergy treatment, ensuring a comprehensive approach to managing allergies and reducing symptoms over time.

Uncovered

Blue Cross Blue Shield of Arizona may exclude coverage for treatments deemed experimental or investigational, cosmetic surgery not related to an injury or illness, services related to weight control, non-medically necessary dental services, hearing aids for adults, and routine eye exams or eyewear. Some over-the-counter medications and most fertility treatments are also typically not covered. Services provided by immediate family members, custodial care such as help in daily living, and educational services for conditions like dyslexia might be excluded as well. Coverage for specific situations and treatments can vary by plan, so it's essential for members to review their individual policy documents for a complete list of exclusions.

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Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

Step-by-Step Guide to Starting Allergy Immunotherapy with Blue Cross Blue Shield of Arizona

1. Review your Blue Cross Blue Shield of Arizona policy documents for coverage details on allergy immunotherapy.
2. Schedule a consultation with an in-network allergist to evaluate your need for immunotherapy.
3. After evaluation, ask your allergist for a pre-authorization request form.
4. Contact Blue Cross Blue Shield of Arizona:
- Phone: Call the number on the back of your insurance card.
- Online: Log in to your member account on the BCBSAZ website for digital support.
5. Provide the insurer with the pre-authorization form and any additional documentation requested by BCBSAZ.
6. Wait for pre-authorization approval to ensure coverage before starting treatment.

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Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
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Treatment prescribed
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Clinicaly made allergen extracts are customized for your allergies

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Your immune system gets desensitized to allergens, giving you long-term relief.

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