Immunotherapy and Insurance: Coverage Options with Blue Cross Blue Shield of Massachusetts

Discover allergy immunotherapy coverage options with Blue Cross Blue Shield of Massachusetts. Explore how insurance can support your treatment journey.
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Does Blue Cross Blue Shield of Massachusetts Cover Allergy Immunotherapy?

Blue Cross Blue Shield of Massachusetts generally covers allergy immunotherapy if deemed medically necessary, including both subcutaneous injections and sublingual tablets. Coverage details may vary.

For immunotherapy coverage under Blue Cross Blue Shield of Massachusetts, pre-authorization is generally required to ensure that the proposed treatment is medically necessary. Patients should have a documented history of allergies confirmed by an allergy test. A physician must provide a detailed treatment plan which includes the type, frequency, and duration of immunotherapy.

Coverage limitations may apply, such as exclusions for certain types of immunotherapy, or restrictions on the number of treatments per year. Furthermore, only FDA-approved allergen extracts are typically covered. It's also important to note that office visits for injections may have a copayment or deductible. Always consult with your specific plan documentation or contact customer service for the most accurate, personalized information regarding your coverage.

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Covered

Blue Cross Blue Shield of Massachusetts provides coverage for a variety of allergy-related treatments and situations. This includes allergy testing to identify specific allergens responsible for symptoms, as well as the administration of allergy shots (allergen immunotherapy), which can help desensitize the body to these allergens over time. Coverage often includes both standard and alternative testing methods, such as skin tests or blood tests (like RAST or immunoassay), with prior authorization sometimes necessary for specific procedures. Additionally, Blue Cross Blue Shield of Massachusetts may cover medically necessary visits to allergists or immunologists, prescription medications for allergies, emergency treatments for allergic reactions such as the use of epinephrine, and preventive measures including but not limited to inhaled nasal steroids, antihistamines, and leukotriene modifiers. Always consult with a healthcare provider and review your specific policy for detailed coverage information and potential cost-sharing responsibilities.

Uncovered

Blue Cross Blue Shield of Massachusetts typically doesn't cover treatments that are deemed experimental or investigational, cosmetic procedures not related to reconstructive surgery for anomaly or injury, personal comfort or convenience items, and elective abortions. Non-medically necessary services or those related to workers' compensation or similar laws are also excluded. Services received before coverage begins or after it ends, dental care not associated with covered surgery, hearing aids (except for children), routine foot care, and educational or vocational therapy are generally not covered. Coverage is not provided for non-prescription drugs, over-the-counter items, or services provided by immediate family members.

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Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

Step-by-Step Guide to Starting Allergy Immunotherapy with Blue Cross Blue Shield of Massachusetts

1. Contact Customer Service: Call the number on the back of your insurance card to reach Blue Cross Blue Shield of Massachusetts Customer Service.
2. Member Information: Provide your member ID and personal details for verification.
3. Coverage Inquiry: Ask about your plan's coverage for allergy immunotherapy, including specific provisions, copays, and pre-authorization requirements.
4. Provider Network: Confirm that your allergist or intended provider is in-network to ensure maximum coverage.
5. Documentation: Inquire about necessary documentation for claims, such as referral forms, allergy test results, or treatment plans.
6. Pre-Authorization: If required, initiate the pre-authorization process by following their guidelines or have your provider do it on your behalf.
7. Follow-Up: Note the reference number for the call and any instructions given for future follow-up or claims submission.

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Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
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Treatment prescribed
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Clinicaly made allergen extracts are customized for your allergies

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Your immune system gets desensitized to allergens, giving you long-term relief.

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