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Immunotherapy Insurance: Does Blue Cross Blue Shield of Michigan Offer Coverage?

Find the right insurance for allergy immunotherapy with Curex. Explore our curated list of insurers and get expert guidance on coverage options for your allergy treatment needs.
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Allergy Immunotherapy Insurance: Protecting Your Health Journey with Blue Cross Blue Shield of Michigan

Blue Cross Blue Shield of Michigan generally covers allergy immunotherapy if deemed medically necessary. Coverage specifics may vary, so policyholders should review their individual plan details.

Allergy Immunotherapy Options with Blue Cross Blue Shield of Michigan

Curex allergy drops unboxing

Immunotherapy coverage under Blue Cross Blue Shield of Michigan typically requires a physician's diagnosis of an allergy and a prescription for treatment. Pre-authorization may be necessary, ensuring the therapy aligns with medical policy criteria. Documentation should include allergy test results and a treatment plan outlining the type and duration of immunotherapy.

Coverage usually extends to FDA-approved allergenic extracts and may cover sublingual tablets for certain allergens. Sessions might be limited annually, and there may be restrictions on age or types of allergies treated. Exclusions can apply for certain non-standard practices or experimental treatments. It is advised to verify individual plan specifics as coverage can vary.

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"Immunotherapy can be amazing"
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Uncovered and Covered Immunotherapy with Blue Cross Blue Shield of Michigan

Covered

Blue Cross Blue Shield of Michigan generally covers medically necessary allergy immunotherapy, which includes allergy shots (subcutaneous immunotherapy) for individuals with documented allergic rhinitis, allergic asthma, or stinging insect allergies when specific criteria are met. Coverage may also extend to allergy testing and diagnostic evaluations, as well as the preparation of antigen therapy doses. Preauthorization might be required for certain treatments. As policies vary and are subject to change, members are advised to review their specific plan details or contact customer service for the most accurate coverage information.

Uncovered

Blue Cross Blue Shield of Michigan generally does not cover treatments and situations that are considered non-medical in nature, experimental or investigational, or not considered standard medical practices. This may include but is not limited to procedures such as cosmetic surgery not tied to medical necessity, lifestyle or weight loss programs, and alternative treatments like homeopathy or acupuncture unless proven effective and necessary. Moreover, over-the-counter medications and most dietary supplements are typically not covered. Coverage exclusions can also extend to work-related injuries covered under workers' compensation, services provided by immediate family members, and care received outside of the plan's network without prior authorization. Please note that specific coverage can vary by plan and individual circumstances.

Step-by-Step Guide to Starting Allergy Immunotherapy with Blue Cross Blue Shield of Michigan

Curex allergy drops unboxing

1. Gather your personal details, insurance policy number, and relevant medical information regarding your allergies.
2. Contact Blue Cross Blue Shield of Michigan's customer service at 1-888-288-2738.
3. Request information on coverage for allergy immunotherapy specific to your plan.
4. Ask about necessary referrals from a primary care physician or an in-network allergist.
5. Inquire about preauthorization requirements for the therapy.
6. Request a list of in-network providers who administer allergy immunotherapy.
7. Clarify deductible costs, copayments, and any potential out-of-pocket expenses.
8. Ask about the claims submission process for reimbursements if required.

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Why prevention is more effective than allergy medicine

Exposure therapy:
Train your immune system to fight allergies rather than treat them with medications
Desensitization: Symptoms subside as your body desensitized to allergies reducing or eliminating the need for daily medication
Prevention: Immunotherapy helps prevent and fight allergies at the source

We Treat Indoor & Outdoor Allergies

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Weed Pollens
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Dust Mites
mold allergy
Molds
tree allergy
Tree Pollens
Cat Allergies
Dog Allergies
maple leaf icon
Weed Pollens
insect icon
Dust Mites
mold allergy
Molds
tree allergy
Tree Pollens
Cat Allergies
Dog Allergies

We do not treat food allergies at this time.

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What makes Curex the top choice

Over 50,000 Users Choose Curex

Curex has more satisfied customers than any other telemedicine clinic. Our clinical team delivers great outcomes to allergy patients in every U.S. state.
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Curex is the only online allergy clinic accepting insurance

Our insurance network is growing everyday so you can get the most affordable treatment available.
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High quality testing

Curex uses hospital-grade allergy tests that are covered by insurance. This means better treatment, lower costs and no need to re-test!
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Treatment prescribed
by clinician

1
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Curex packaging

Clinicaly made allergen extracts are customized for your allergies

2
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man opening Curex packaging

Your immune system gets desensitized to allergens, giving you long-term relief.

3

Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
curex patient showing allergy treatment kit with her dog next to her

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

curex user showing allergy drops vial while smiling

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

curex user holding curex allergy treatment kit

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

FAQs

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