Immunotherapy and Insurance: Coverage Options with Blue Cross Blue Shield of North Carolina

Explore coverage options for allergy immunotherapy with Blue Cross Blue Shield of North Carolina. Understand your benefits and get informed about your health insurance choices.
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Does Blue Cross Blue Shield of North Carolina Cover Allergy Immunotherapy?

Blue Cross Blue Shield of North Carolina typically covers allergy immunotherapy if deemed medically necessary. Coverage specifics vary by plan and may require pre-authorization.

For coverage of allergy immunotherapy under Blue Cross Blue Shield of North Carolina, patients typically need a diagnosis of allergic rhinitis, asthma, or anaphylaxis confirmed by an allergy test. Prior authorization may be required to ensure that the treatment is medically necessary. Documentation from a healthcare provider outlining the treatment plan, the expected duration of therapy, and the specific allergens involved is essential.

Restrictions may include limits on the number of visits, the type of immunotherapy (subcutaneous injections versus sublingual tablets), and the facilities where treatment can be administered. Coverage may also be contingent upon the patient's adherence to prescribed treatments and demonstrated progress or improvement.

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Covered

Blue Cross Blue Shield of North Carolina provides coverage for allergy immunotherapy, which is recognized as an effective treatment for allergic rhinitis, allergic asthma, conjunctivitis, and stinging insect hypersensitivity. This includes both subcutaneous immunotherapy (SCIT), commonly known as allergy shots, and sublingual immunotherapy (SLIT), in tablet or drop forms. Coverage typically includes the costs associated with allergy testing to identify specific allergens, preparation of allergen extracts, and the administration of the treatment. It’s essential to note that prior authorization might be necessary, and benefits can vary based on the individual plan details and patient needs, so members should review their policy or consult with BCBSNC for specific coverage information.

Uncovered

Blue Cross Blue Shield of North Carolina may not cover treatments and situations such as services deemed experimental or investigational, non-medically necessary procedures, cosmetic surgery, over-the-counter medications, weight control services not medically necessary, work-related injuries covered under Workers' Compensation, and care provided by family members. Coverage exclusions can vary based on policy details and state regulations, so it's important to review individual insurance agreements for specific exclusions.

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Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

Step-by-Step Guide to Starting Allergy Immunotherapy with Blue Cross Blue Shield of North Carolina

1. Contact Blue Cross Blue Shield of North Carolina (BCBSNC) at 1-888-206-4697 for initial inquiries.
2. Ask for coverage details for allergy immunotherapy specific to your policy.
3. Request the necessary forms and documentation required for pre-authorization.
4. Inquire about in-network allergy specialists for potential co-pay and deductible savings.
5. Clarify the claims submission process for both diagnostic testing and treatment.
6. Determine if a referral from a primary care physician is needed prior to visiting a specialist.
7. Verify the timeline for pre-authorization and what steps to follow if you encounter issues or denials.

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Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
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Treatment prescribed
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Clinicaly made allergen extracts are customized for your allergies

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Your immune system gets desensitized to allergens, giving you long-term relief.

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