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Covered
Blue Cross of Idaho offers coverage for a range of treatments and situations pertaining to allergy immunotherapy. These include diagnosis appointments, where a specialist evaluates allergy symptoms, testing to identify specific allergens, and standardized immunotherapy which encompasses both subcutaneous injections and sublingual immunotherapy. Members can also benefit from coverage for the necessary prescription medications that might be part of managing allergies, as long as these treatments are deemed medically necessary and are prescribed by a healthcare provider within the network. Note that the extent of coverage may differ based on individual plan details and should be confirmed with the insurer.
Uncovered
Blue Cross of Idaho may not cover services deemed not medically necessary, including experimental or investigative treatments. Cosmetic procedures without medical justification, weight loss surgeries that are not medically required, and elective surgeries such as laser vision correction may also be excluded. Coverage for mental health services may be limited, and alternative medicine techniques such as acupuncture might not be covered unless specified within the plan. Dental care, except as the result of injury, and routine foot care are usually not covered. Certain medications may not be covered without prior authorization or if a generic alternative is available.
