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Covered
Cigna covers a diverse range of treatments and situations for allergy immunotherapy, providing coverage for both diagnostic testing and ongoing treatment. This includes skin tests that identify allergenic substances, as well as blood tests where necessary for diagnosing allergies. After diagnosis, Cigna's coverage extends to allergy shots, which are a form of immunotherapy designed to incrementally reduce sensitivity to allergens. Additionally, under doctor prescription, sublingual immunotherapy may also be covered, where tablets or drops are administered under the tongue as an alternative to injections. Coverage is always subject to plan specifics and the individual's policy terms, including co-pays, deductibles, and co-insurance. It's essential to review your specific policy and consult with a Cigna representative for comprehensive understanding of coverage related to allergy immunotherapy.
Uncovered
Cigna may exclude coverage for services deemed experimental, investigational, or unproven, such as certain new drugs or medical devices not yet approved by the FDA. Treatments that are considered cosmetic, like plastic surgery for aesthetic purposes, may not be covered. Over-the-counter medications, unless prescribed by a doctor, fertility treatments in some cases, and treatments for weight control or hair growth might also be excluded. Additionally, exclusions can extend to services received without proper authorization or not provided by network providers, depending on the plan specifics. Coverage for alternative therapies, like acupuncture or homeopathy, may be limited or excluded as well.
