FALL SALE

Get started with the most affordable immunotherapy for only $49   $9.99. Discount applied at checkout.

Immunotherapy Insurance: Does Cigna Offer Coverage?

Find the right insurance for allergy immunotherapy with Curex. Explore our curated list of insurers and get expert guidance on coverage options for your allergy treatment needs.
Curex allergy drops unboxing

Allergy Immunotherapy Insurance: Protecting Your Health Journey with Cigna

Cigna typically covers allergy immunotherapy, including both subcutaneous injections and sublingual tablets, when medically necessary and prescribed by a healthcare provider.

Allergy Immunotherapy Options with Cigna

Curex allergy drops unboxing

For Cigna insurance coverage of allergy immunotherapy:

1. Obtain a diagnosis of allergies from a Cigna-approved provider.
2. Allergist must recommend immunotherapy as necessary treatment.
3. Pre-authorization might be required; check policy details or contact Cigna.
4. Document medical necessity through allergy testing results and treatment history.
5. Standard immunotherapy (allergy shots) is usually covered, but alternative methods like sublingual drops may have limitations.
6. Frequency, duration, and dosage must align with accepted medical guidelines.
7. Coverage may have a cap on visits per year; exceeding this may result in out-of-pocket costs.
8. Copayments or deductibles apply per your plan specifics.

It's essential to review your specific plan details or consult with a Cigna representative for exact coverage limitations and procedures.

Start with a free quiz
"Immunotherapy can be amazing"
man opening Curex packaging
man opening Curex packaging

Uncovered and Covered Immunotherapy with Cigna

Covered

Cigna covers a diverse range of treatments and situations for allergy immunotherapy, providing coverage for both diagnostic testing and ongoing treatment. This includes skin tests that identify allergenic substances, as well as blood tests where necessary for diagnosing allergies. After diagnosis, Cigna's coverage extends to allergy shots, which are a form of immunotherapy designed to incrementally reduce sensitivity to allergens. Additionally, under doctor prescription, sublingual immunotherapy may also be covered, where tablets or drops are administered under the tongue as an alternative to injections. Coverage is always subject to plan specifics and the individual's policy terms, including co-pays, deductibles, and co-insurance. It's essential to review your specific policy and consult with a Cigna representative for comprehensive understanding of coverage related to allergy immunotherapy.

Uncovered

Cigna may exclude coverage for services deemed experimental, investigational, or unproven, such as certain new drugs or medical devices not yet approved by the FDA. Treatments that are considered cosmetic, like plastic surgery for aesthetic purposes, may not be covered. Over-the-counter medications, unless prescribed by a doctor, fertility treatments in some cases, and treatments for weight control or hair growth might also be excluded. Additionally, exclusions can extend to services received without proper authorization or not provided by network providers, depending on the plan specifics. Coverage for alternative therapies, like acupuncture or homeopathy, may be limited or excluded as well.

Step-by-Step Guide to Starting Allergy Immunotherapy with Cigna

Curex allergy drops unboxing

1. Contact Cigna: Call the number on your insurance card to reach customer service.
2. Confirmation of Coverage: Confirm that allergy immunotherapy is covered under your plan.
3. Referral & Provider Network: Ask if a referral from your primary care physician is necessary and verify in-network allergists.
4. Pre-authorization: Inquire about the pre-authorization process for the therapy.
5. Documentation: Request details on any necessary documentation or medical records needed from your allergist.
6. Costs & Copayments: Clarify your copayment amounts, deductibles, and any out-of-pocket expenses.
7. Follow-Up: Take note of and follow any instructions provided by Cigna for the next steps.

Start with a free quiz

Why prevention is more effective than allergy medicine

Exposure therapy:
Train your immune system to fight allergies rather than treat them with medications
Desensitization: Symptoms subside as your body desensitized to allergies reducing or eliminating the need for daily medication
Prevention: Immunotherapy helps prevent and fight allergies at the source

We Treat Food, Indoor & Outdoor Allergies

tree allergy
Tree Pollens
maple leaf icon
Weed Pollens
Cat Allergies
Dog Allergies
insect icon
Dust Mites
mold allergy
Molds
Food Allergies
Start with a free quiz

What makes Curex the top choice

Over 50,000 Users Choose Curex

Curex has more satisfied customers than any other telemedicine clinic. Our clinical team delivers great outcomes to allergy patients in every U.S. state.
woman talking to doctor on computer

Curex is the only online allergy clinic accepting insurance

Our insurance network is growing everyday so you can get the most affordable treatment available.
female approaching another female

High quality testing

Curex uses hospital-grade allergy tests that are covered by insurance. This means better treatment, lower costs and no need to re-test!
male medical practitioner smiling

Treatment prescribed
by clinician

1
right line icon
Curex packaging

Clinicaly made allergen extracts are customized for your allergies

2
right line icon
insect icon
grass icon
man opening Curex packaging

Your immune system gets desensitized to allergens, giving you long-term relief.

3

Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
curex patient showing allergy treatment kit with her dog next to her

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

curex user showing allergy drops vial while smiling

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

curex user holding curex allergy treatment kit

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

FAQs

Is Curex a legitimate telehealth service?
How much does it cost?
How long until I get the medication?
Is it safe to use at home?
What sets Curex apart from your local clinic?
Is the injection painful?
Will Dupixent work for me?
How long do I have to take Dupixent?
When can I stop taking other medications?
How to use the medication?
What’s the difference between an autoinjector and a pre-filled syringe?

Get Your Personalized Immunotherapy Treatment Today!