Immunotherapy and Insurance: Coverage Options with Florida Blue (Blue Cross Blue Shield of Florida)

Discover allergy immunotherapy coverage with Florida Blue. Explore your insurance options and benefits for a healthier, allergy-free life.
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Does Florida Blue (Blue Cross Blue Shield of Florida) Cover Allergy Immunotherapy?

Florida Blue typically covers allergy immunotherapy if deemed medically necessary. Coverage details vary by plan, so check your specific benefits for cost and treatment extent.

Florida Blue covers allergy immunotherapy when deemed medically necessary. To get coverage:

1. Obtain a referral from your primary care physician.
2. Have documented evidence of an allergy diagnosis via skin or blood tests.
3. Provide a detailed treatment plan from a board-certified allergist.

Coverage restrictions:
- Over-the-counter treatments are typically not covered.
- Experimental or unproven therapies may be denied.
- Pre-authorization is required for specific services.

Regular documentation of therapy effectiveness and necessity is essential, as ongoing evaluation is part of the authorization process. Coverage details, including co-payments and deductibles, are plan-specific. Always verify with Florida Blue for any updates or changes to coverage policies.

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Covered

Florida Blue, as a licensee of Blue Cross Blue Shield in Florida, offers coverage for various healthcare treatments and situations, including allergy immunotherapy. This could encompass both subcutaneous immunotherapy (allergy shots) and sublingual immunotherapy (under-the-tongue tablets), depending on the patient's specific plan and medical necessity. Coverage typically extends to diagnostic testing to identify allergens, office visits for the administration of immunotherapy, and the allergenic extracts used in treatment. Additionally, coverage may include the management and treatment of reactions to immunotherapy. It's essential for members to consult their individual policy documents or contact Florida Blue directly to understand their plan's specifics, including any applicable co-pays, deductibles, or co-insurance responsibilities, as these can affect out-of-pocket costs and coverage limits.

Uncovered

Florida Blue may exclude coverage for services such as cosmetic surgery, weight loss programs not medically necessary, over-the-counter medications, and experimental treatments not approved by the FDA. Certain fertility treatments, elective abortions, and custodial care may also not be covered. Additionally, treatments for conditions not deemed medically necessary, like some chiropractic services or acupuncture, may be excluded. Personal comfort items and elective procedures that do not address a medical issue are typically not covered. It's essential to consult the specific plan details for comprehensive exclusions.

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Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

Step-by-Step Guide to Starting Allergy Immunotherapy with Florida Blue (Blue Cross Blue Shield of Florida)

1. Locate your Florida Blue membership card for relevant contact information and policy numbers.
2. Reach out to Florida Blue:
- Call the customer service number on your card, typically available on weekdays during business hours.
- Use the "Contact Us" feature on the Florida Blue website for alternative communication methods.
3. Prepare questions to ask:
- What are the coverage details for allergy immunotherapy?
- Are pre-authorizations required for treatment?
- Which local providers are in-network for this therapy?
4. Schedule an appointment with an in-network allergist to assess your condition.
5. Have the allergist’s office submit any necessary pre-authorization forms to Florida Blue for approval.
6. Ensure clear communication between the insurance and medical provider throughout the process.

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Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
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Treatment prescribed
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Clinicaly made allergen extracts are customized for your allergies

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Your immune system gets desensitized to allergens, giving you long-term relief.

3

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