Immunotherapy and Insurance: Coverage Options with Health Net

Explore Health Net's coverage options for allergy immunotherapy. Learn how your insurance provider can help manage costs and support your treatment needs.
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Does Health Net Cover Allergy Immunotherapy?

Health Net may cover allergy immunotherapy if it's deemed medically necessary. Coverage depends on your specific plan details and the type of immunotherapy prescribed.

Health Net may cover allergy immunotherapy if deemed medically necessary, following a diagnosis by a board-certified allergist. To gain coverage, you typically need documented history of allergy symptoms and proof of an ineffective response to standard treatments like antihistamines. Pre-authorization is often required for such therapies.

The specific regimen, whether subcutaneous shots or sublingual tablets, must align with FDA-approved protocols. Periodic reevaluation of the therapy's effectiveness is necessary to continue coverage, usually evaluated on an annual basis.

Coverage restrictions may apply based on plan details or treatment frequency. Experimental or off-label treatment approaches are generally not covered. Always consult your specific Health Net policy for the most accurate coverage information.

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Covered

Health Net covers a range of allergy immunotherapy treatments aimed at providing relief for those suffering from severe allergic reactions. Coverage typically includes skin testing to identify allergens, followed by a regimen of allergy shots (subcutaneous immunotherapy) tailored to desensitize the patient's immune system. Sublingual immunotherapy (SLIT), a newer form of treatment involving dissolvable tablets placed under the tongue, may also be covered as an alternative to injections. Coverage extends to necessary medical evaluations and follow-up visits required to monitor the effectiveness and safety of the immunotherapy. Additionally, premedication that might be required for optimal treatment outcome and patient comfort during the course of immunotherapy is covered. All treatments are subject to the plan's specific terms and may require prior authorization to ensure medical necessity and appropriate use.

Uncovered

Heath Net often include, but are not limited to, cosmetic surgery procedures not deemed medically necessary, experimental treatments lacking significant scientific backing, weight loss surgeries or programs not meeting specific criteria, and elective procedures such as fertility treatments unless otherwise specified in the plan. Additionally, coverage may exclude services related to non-essential foot care, personal comfort items, and alternative therapies like acupuncture or homeopathy unless the plan specifies their inclusion. Always consult the specific Health Net policy for details, as exclusions can vary by plan and location.

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Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

Step-by-Step Guide to Starting Allergy Immunotherapy with Health Net

1. Review your Health Net plan details to understand your coverage for allergy immunotherapy.
2. Schedule a consultation with an in-network allergist to assess your need for immunotherapy.
3. Obtain a referral from your primary care physician if your Health Net policy requires it.
4. Have the allergist submit a pre-authorization request for the treatment to Health Net.
5. Ensure the provider includes all necessary medical records and test results with the request.
6. Contact Health Net customer service for any follow-up questions:
- Phone: Listed on your insurance card.
- Online: Through your Health Net member account portal.
7. Wait for approval notification from Health Net before starting the immunotherapy treatment.

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Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
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Treatment prescribed
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Clinicaly made allergen extracts are customized for your allergies

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Your immune system gets desensitized to allergens, giving you long-term relief.

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