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Immunotherapy and Insurance: Coverage Options with Highmark

Discover how Highmark insurance can cover allergy immunotherapy, including options and benefits. Learn about your insurance provider's coverage solutions.
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“Curex is changing the landscape of allergies in 2024”
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Does Highmark Cover Allergy Immunotherapy?

Highmark generally covers allergy immunotherapy if deemed medically necessary. Coverage may vary based on individual plans and specific treatments. It's advisable to review your plan details for any limitations or requirements.

Highmark usually covers allergen immunotherapy when deemed medically necessary and following the carrier's specific guidelines. To ensure coverage, ensure the treatment adheres to established FDA protocols and has documentation evidencing failure of standard allergy treatments. Pre-authorization is often required along with an allergy test confirming sensitivity to allergens. Treatment must typically be performed by an appropriate specialist. Coverage may be restricted to a maximum number of allergens and may exclude certain treatments like sublingual immunotherapy if not FDA-approved. Consult your Summary Plan Description for any additional limitations.

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Covered

Highmark, as an insurance provider, typically covers a range of treatments and medical situations when it comes to allergy immunotherapy. This includes diagnostic testing to confirm allergies, office visits to an allergist or immunologist, and standard allergy shots (subcutaneous immunotherapy). They may also cover non-standard forms of immunotherapy like sublingual tablets or drops, depending on the patient's specific plan and medical necessity as determined by healthcare providers. These treatments are aimed at reducing sensitivity to allergens, potentially leading to long-term relief. Additionally, Highmark might cover prescription medications associated with allergy treatment, such as antihistamines or nasal corticosteroids, to manage symptoms. Coverage is subject to plan details, and prior authorization requirements or specialist referrals may apply.

Uncovered

Highmark may not cover treatments deemed experimental or not medically necessary. Unproven procedures, certain cosmetic surgeries, and services related to self-inflicted injuries might be excluded. Additionally, over-the-counter medications and some alternative therapies such as homeopathy typically fall outside the scope of coverage. Travel or convenience services, private nursing, and educational supplies are also not covered. Specific exclusions can vary by plan, so it's essential to review the individual policy details.

Treat your allergies with Curex - $49  $9.99

Review your allergy test results with a Curex allergist.

Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

Step-by-Step Guide to Starting Allergy Immunotherapy with Highmark

1. Contact Highmark: Call Highmark’s customer service via the number on your insurance card.
2. Member Services Inquiry: When connected, ask for "member services" regarding allergy immunotherapy coverage.
3. Provide Information: Have your member ID ready and provide any necessary personal details.
4. Specific Questions: Inquire about
a. Coverage specifics for allergy immunotherapy.
b. Required documentation for pre-authorization.
c. In-network allergists for the procedure.
5. Follow-Up: Obtain a case number for future reference and ask how you'll be informed of the coverage determination (email, letter, etc.).
6. Documentation: Collect and prepare any medical history or allergy testing results for submission if required.

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Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
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Treatment prescribed
by clinician

1
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Clinicaly made allergen extracts are customized for your allergies

2
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Your immune system gets desensitized to allergens, giving you long-term relief.

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