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Covered
Humana provides coverage for a variety of allergy-related treatments, subject to the specifics of an individual’s plan. Generally, diagnostic testing such as skin or blood tests to identify allergens is covered. Once allergies are confirmed, Humana often includes coverage for allergy immunotherapy, which can include either allergy shots (subcutaneous immunotherapy) or under-the-tongue tablets (sublingual immunotherapy). Furthermore, Humana may cover medically necessary medications for allergy management, including antihistamines, nasal steroids, and inhalers. Coverage for emergency treatment for severe allergic reactions, like the use of epinephrine auto-injectors, is also typically provided. It's essential to review one's policy or consult with Humana directly to understand the extent of the coverage, as plan details and requirements can affect insurance benefits.
Uncovered
Humana's coverage exclusions commonly include experimental or investigational treatments, cosmetic procedures not medically necessary, unproven services, and elective surgeries. Coverage for specific treatments like chiropractic care or acupuncture can vary by plan. Long-term care, adult dental services, private nursing, and custodial care are often not covered. Vision correction surgery is typically excluded as well. Over-the-counter medications and most dietary supplements are also not reimbursed by Humana. It is essential to note that exclusions can vary based on policy, state, and plan type, and this list is not exhaustive.
