Immunotherapy and Insurance: Coverage Options with Security Health Plan

Explore how Security Health Plan supports your allergy immunotherapy with comprehensive insurance coverage options designed to fit your needs.
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Does Security Health Plan Cover Allergy Immunotherapy?

Security Health Plan typically covers allergy immunotherapy, subject to plan specifics and medical necessity. Coverage and out-of-pocket costs may vary based on individual policy details.

With Security Health Plan, immunotherapy coverage typically requires a clear medical diagnosis of an allergy, supported by allergy testing results. Prior authorization from the insurer is often necessary. Your healthcare provider must submit documentation stating the necessity of immunotherapy, the expected duration of treatment, and detailed treatment plan specifics.

Coverage may be subject to plan-specific deductibles, copayments, or coinsurance. There might be limits on the number of treatments per year or the length of therapy allowed. Some plans cover only FDA-approved allergen extracts, and treatments must usually be administered by a qualified healthcare professional. Always review your plan's Summary of Benefits for any additional restrictions or provisions.

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Covered

Security Health Plan offers comprehensive coverage for a variety of healthcare needs. Members can expect coverage for preventive care services such as immunizations and screenings. Hospitalization, emergency care, and outpatient services are typically covered, ensuring members receive proper treatment for both urgent and routine health issues. Prescription drugs are included within the plan's benefits, with a focus on affordability through formulary management. For those requiring mental health services, Security Health Plan provides access to counseling and treatments for mental health conditions. Additionally, coverage extends to specialized services such as physical therapy and occupational therapy for rehabilitation purposes. Members with chronic conditions can benefit from disease management programs designed to maintain and improve their health status. It's important to note that the specific coverage details can vary based on the individual plan selected within the Security Health Plan offerings.

Uncovered

Security Health Plan may not cover services and treatments deemed experimental or investigational, unproven, or not medically necessary. Cosmetic surgery, weight loss surgery or programs not deemed medically essential, and procedures related to sex transformations that are considered not medically necessary are typically excluded. Additionally, coverage might not extend to over-the-counter medications, dental care not related to injury or illness, hearing aids, and elective abortions. Members should review their plan for specifics.

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Our team is here to help!

Dr. Neeta Ogden, MD

Curex is poised to revolutionize the way allergies are treated in America, expanding access to clinical care and treatments that can meaningfully improve patients quality of life.

Dr. Ravi Patel, VP Telemedicine

At Curex, our mission is to help people improve their health and quality of life by understanding their allergies and treating them at their source.We provide more than individualized prescription treatments; we provide individualized care.

Jill Hamburg, PA - C

Immunotherapy made simple.  We enable patients to receive personalized allergy care on their own time. No more waiting rooms.

Dr. Chet Tharpe, Medical Director

Curex has set the standard for the virtual allergy experience. From the comfort of their home, patients nationwide are able to receive a personalized treatment plan from an experienced clinician, aimed at treating the source of their allergies, not just the symptoms.

Kayla Mardaga, NP

Curex offers convenient at-home allergy testing options. Our goal is to determine if a patient would benefit from immunotherapy and then customize a treatment plan that can reduce both the symptoms and the reliance on allergy medications.

Step-by-Step Guide to Starting Allergy Immunotherapy with Security Health Plan

1. Begin by visiting Security Health Plan’s website or contacting their member services. Find the member services phone number on your insurance card or online.
2. Request information on coverage for allergy immunotherapy. Be specific about the type of treatment needed, as outlined by your allergist.
3. Inquire about pre-authorization requirements. Ask what documents or medical records you need to provide.
4. Ask for a list of in-network providers if you haven't chosen an allergist, to ensure your treatments are covered.
5. Determine your deductible, co-pay, or co-insurance responsibilities for allergy immunotherapy.
6. Request information on how to file claims if you see an out-of-network allergist.

Remember to document names, dates, and details of your conversations for future reference.

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Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
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Treatment prescribed
by clinician

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Clinicaly made allergen extracts are customized for your allergies

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Your immune system gets desensitized to allergens, giving you long-term relief.

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